Spending Smarter vs SplitCircle AI Expense Tracker

Take control of your family's finances with Spending Smarter - the collaborative budgeting app designed for modern households. HOUSEHOLD BUDGETING MADE EASY Set monthly spending limits for your entire household Track every expense in real-time See exactly where your money goes with category breakdowns Monitor your budget progress with visual indicators BUILT FOR FAMILIES Create a household and invite family members Everyone sees spending updates instantly Shared accountability keeps everyone on track Unique household code for easy joining PERSONAL & SHARED BUDGETS Create unlimited personal budgets for individual goals Set up household budgets for shared expenses Toggle between personal and family budget views Track planned vs. actual spending SMART FEATURES Quick expense entry with AI-powered category suggestions Planned spending tracker for recurring bills Flexible spending history filters Monthly and yearly summaries Dashboard with recent spending at a glance AI-POWERED INSIGHTS Get personalized spending analysis Smart recommendations to save money Understand your spending trends over time PERFECT FOR Families managing household expenses together Couples tracking shared and personal spending Roommates splitting costs fairly Anyone wanting better financial visibility SECURE & PRIVATE Bank-level security for your data Your information is never sold Secure cloud sync across all devices HOW IT WORKS Create or join a household Set your monthly spending limit Add expenses as they happen Review insights and stay on budget ALL FEATURES INCLUDED Unlimited expense tracking Household & personal budgets Category breakdowns Spending history & summaries AI-powered insights Feature request submissions Start your journey to better financial health today! Questions? Contact us at support@mallitlabs.com

Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy