Comparison

Saldoo vs SplitCircle AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saldoo

Features
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Saldoo – Split Bills & Track Expenses Tired of losing track of your receipts or the hassle of splitting the bill? Saldoo is the simple, modern, and elegant way to keep a record of everything: from your daily personal expenses to the shared debt history with friends, your partner, or family. Whether it's your monthly budget, a trip with friends, or household expenses, Saldoo organizes the information and does the math so you know exactly how your accounts stand, all in one app. Why choose Saldoo? - Personal Wallet Keep a private log of your own daily income and expenses. You no longer need a separate notes app; record your individual activity and the balance of your shared groups from the exact same place. - Premium Charts & Analytics Easily visualize your spending habits. Check your expense breakdown by category and analyze your history with dynamic, intuitive charts. - Smart AI Receipt Scanner (OCR) Forget about typing tickets manually. Just snap a photo of the receipt and Saldoo will automatically read items and prices. Then assign who consumed what, and you're done. - Multi-currency with Auto-conversion Traveling abroad? Record expenses in euros, dollars, yen, or any currency. Saldoo converts amounts to your local currency with updated exchange rates to ensure precise calculations. - Modern Design (Light & Dark Mode) Enjoy a clean and elegant interface. Use Light Mode for maximum visibility or Dark Mode for a visual experience that makes reading your finances relaxing. - Simple Debt Settlement Check the history of who owes whom in your groups. When someone pays you back outside the app (in cash or via external transfer), just mark the debt as "Settled" in Saldoo to update the group balance. - Automatic Recurring Expenses Set up records like rent, internet, or subscriptions just once. Saldoo will automatically log them every month so you never forget to add them to your historical balance. Ideal for: - Personal Finance Log your income, track your purchases, and discover where your daily expenses go through visual reports. - Group Trips Keep track of the common pool or who paid for what during vacations without using a calculator. - Housemates Keep a shared history of rent, utility bills, and grocery shopping to know exactly how the balances look month by month. - Couples & Families Record shared monthly expenses with total transparency. - Dinners & Events Calculate how to divide restaurant bills or group activities quickly. All your financial records, zero complications Saldoo organizes your transactions and clearly shows where your personal money went, along with an exact summary of who paid and how much each person owes. - No spreadsheets. - No need to use two different apps to write things down. - Just a simple and elegant way to keep your accounts up to date. Download Saldoo today and discover the best way to organize your numbers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://saldooapp.com/privacy_en.html

About

SplitCircle AI Expense Tracker

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Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy

Screenshots

Saldoo4 screens
SplitCircle AI Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: SplitCircle AI Expense Tracker at none against Saldoo's shown. SplitCircle AI Expense Tracker also leads on update cadence (every 4 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Saldoo sells 2 in-app purchases, starting at $0.99 per month and SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Saldoo ships an update monthly, SplitCircle AI Expense Tracker every 4 days. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Saldoo versus SplitCircle AI Expense Tracker: the parameters behind the verdict, then further details
ParameterSaldooSplitCircle AI Expense Tracker
PriceFreeFree
Update frequencyMonthlyEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size77 MB55 MB
Age rating4+4+
DeveloperYuri vladimir Huallpa VargasSEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED

In-app purchases

2 purchases

Saldoo

Subscriptions2
  • Premium Subscription7 Days trial$0.991 Month
  • Premium Subscription7 Days trial$7.991 Year
3 purchases

SplitCircle AI Expense Tracker

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Annual$5.991 Year
One-time1
  • Pro Access$14.99

Questions

Is Saldoo free?
Saldoo is free to download, with in-app purchases available.
Is SplitCircle AI Expense Tracker free?
SplitCircle AI Expense Tracker is free to download, with in-app purchases available.
Do Saldoo or SplitCircle AI Expense Tracker have ads?
Saldoo shows ads; SplitCircle AI Expense Tracker does not.
Which is updated more often, Saldoo or SplitCircle AI Expense Tracker?
Saldoo ships an update monthly, and SplitCircle AI Expense Tracker every 4 days. Most recently, Saldoo was updated on September 29, 2026 and SplitCircle AI Expense Tracker on October 2, 2026.

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