Splitwell vs SplitCircle AI Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwell
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Split expenses with friends, roommates, and group trips Splitwell is the simplest way to split expenses with the people in your life. Whether it's rent with roommates, a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Splitwell is completely free. Every feature. No premium tier. No ads. No catch. SPLITWELL IS GREAT FOR • Roommates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out together often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Debt simplification so the group settles up with the fewest payments possible • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Filter expenses by category • Spending charts to see where your money goes • Edit guest member names anytime FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added EVERYTHING ELSE • Import your data straight from Splitwise with CSV import • Full dark theme • Support for multiple currencies • Built by a small independent team that actually uses the app WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads, no data selling. • Clean, fast, and simple to use. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it.
SplitCircle AI Expense Tracker
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Split Circle is an AI-powered expense manager designed for shared expenses. Split bills, track spending, scan receipts, manage budgets, and settle balances with friends, roommates, couples, families, and travel groups. Powered by AI, Split Circle helps reduce manual work and keeps shared expenses organized in one place. WHY CHOOSE SPLIT CIRCLE? • AI Expense Assistant — Add expenses, ask questions, and manage spending using natural language. • AI Receipt Scanner — Scan receipts and automatically extract amounts, merchants, and dates. • Flexible Bill Splitting — Split expenses equally, by amount, percentage, shares, or individual items. • Simplified Settlements — Reduce the number of payments required to settle group balances. • Budget Management — Create budgets and monitor spending in real time. • Offline Support — Add expenses without an internet connection and sync later. • Multi-Currency Support — Track expenses across different currencies for travel and international groups. • Privacy & Security — Protect your data with Face ID, Touch ID, PIN protection, and biometric authentication. SHARED EXPENSE TRACKING Track expenses across all your circles and keep balances organized in one place. FLEXIBLE BILL SPLITTING • Equal • Exact Amount • Percentage • Shares • Items Support multiple payers and backdated expenses. OFFLINE SUPPORT Add expenses while traveling or when you don't have internet access. Your data syncs automatically when you're back online. SIMPLIFIED SETTLEMENTS Split Circle calculates settlement paths that can reduce the number of transactions between group members. RECEIPT SCANNING Attach photos to expenses. Pro includes OCR receipt scanning that can extract receipt details such as amount, merchant, and date. BUDGET TEMPLATES • Household • Travel • Wedding • Event • Business Trip • Monthly Groceries • Vacation • Birthday Party • Student • Fitness 60+ CURRENCIES Track expenses across different countries and regions. DATA IMPORT Import groups using CSV, including expenses, balances, and members. APP SECURITY • PIN Lock • Face ID • Touch ID • Fingerprint Authentication • Auto-Lock Options PERFECT FOR • Roommates • Friends • Couples • Families • Students • Travel Groups SPLIT CIRCLE PRO • AI Expense Assistant • OCR Receipt Scanning • Itemized Bill Splitting • Recurring Expenses • Personal Budgets • Group Budgets • Budget Approval Inbox • Advanced Analytics SUBSCRIPTION OPTIONS Split Circle is free to use with optional paid plans: • Split Circle Pro Monthly • Split Circle Pro Annual • Split Circle Pro Lifetime • Payment will be charged to your Apple Account at confirmation of purchase. • Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current subscription period. • Subscriptions may be managed and auto-renewal turned off in Apple Account Settings after purchase. • Split Circle can continue to be used without a subscription. Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://split-circle.com/en/terms Privacy Policy: https://split-circle.com/en/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Splitwell at none against SplitCircle AI Expense Tracker's 3. Splitwell also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Splitwell asks for nothing beyond the download.
Splitwell ships an update every 3 days, SplitCircle AI Expense Tracker every 4 days. Both last shipped on September 18, 2026.
| Parameter | Splitwell | SplitCircle AI Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 33 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Navneet Singh Tomar | SEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED |
In-app purchases
Splitwell
No in-app purchases
SplitCircle AI Expense Tracker
- Pro Monthly$0.991 Month
- Pro Annual$5.991 Year
- Pro Access$14.99
Questions
Is Splitwell free?
Is SplitCircle AI Expense Tracker free?
Do Splitwell or SplitCircle AI Expense Tracker have ads?
Which is updated more often, Splitwell or SplitCircle AI Expense Tracker?
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