Comparison

Y vs I.O.Then

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Y

Features
Read full description

Y-Trading is your all-in-one companion for market insights, daily analysis, and powerful trading tools. Built for both beginners and active traders, Y-Trading combines simplicity with depth — giving you the right information at the right time. Key Features • Y-Scanner – instantly access key levels, zones, and market structure • Daily Market Analysis – clean, easy-to-understand updates every day • Smart Money & ICT Tools (Pro) – deeper insights for experienced traders • TradingView Integration – view charts directly inside the app • Personalized Onboarding – recommendations based on your trading experience • Upcoming Events Calendar – save important events directly to your device • Secure Account System – sign in using email or Apple Sign-In • Modern, intuitive design – fast navigation with a clean interface Subscription Plans Basic (Monthly) • 5 analyses per day • Full access to the Y-Scanner • Perfect for beginners and casual users Pro (Monthly) • 20 analyses per day • Y-Scanner + Smart Money + ICT Strategy tools • Designed for active traders who want deeper insights • Recommended option for ambitious users Transparency Y-Trading does not provide financial advice or buy/sell recommendations. All information is strictly for educational and informational purposes only. You are fully responsible for your trading decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://y-trading.ch/privacy-policy

About

I.O.Then

This app helps you track borrowed items and money, ensuring they are returned on time. It simplifies the process of lending and borrowing by allowing you to record details, set return dates, and get gentle reminders, preventing awkward conversations and lost belongings.

Highlights
  • Track borrowed items and money
  • Record borrower details
  • Set return dates
  • Digital signature capture
  • Automated reminders
  • Lending and borrowing history
Features
Read full description

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)

Screenshots

Y4 screens
I.O.Then4 screens

Verdict

The call

The clearest difference is price: Y at Free against I.O.Then's $0.99. I.O.Then's advantage is in-app purchases (none vs 2). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Y is free to download; I.O.Then costs $0.99 up front. Y sells 2 in-app purchases, starting at $19.99 per month. I.O.Then asks for nothing beyond the download.

UpkeepUpdate frequency

Y ships an update every 10 days, I.O.Then every 8 days. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 6 level
Y versus I.O.Then: the parameters behind the verdict, then further details
ParameterYI.O.Then
PriceFree — better$0.99
Positive reviews—100.0% of reviews
Update frequencyEvery 10 daysEvery 8 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Paid
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size8 MB5 MB
Age rating17+4+
DeveloperGabriel RajaAleh Rabchuk

In-app purchases

2 purchases

Y

Subscriptions2
  • Y-Trading Basic$19.991 Month
  • Y-Trading Pro$29.991 Month
None

I.O.Then

No in-app purchases

Questions

Is Y free?
Y is free to download, with in-app purchases available.
Is I.O.Then free?
I.O.Then costs $0.99, with no in-app purchases.
Do Y or I.O.Then have ads?
Neither Y nor I.O.Then shows ads.
Which is updated more often, Y or I.O.Then?
Y ships an update every 10 days, and I.O.Then every 8 days. Most recently, Y was updated on October 6, 2026 and I.O.Then on October 15, 2026.

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