Comparison

I.O.Then vs GrossUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

I.O.Then

This app helps you track borrowed items and money, ensuring they are returned on time. It simplifies the process of lending and borrowing by allowing you to record details, set return dates, and get gentle reminders, preventing awkward conversations and lost belongings.

Highlights
  • Track borrowed items and money
  • Record borrower details
  • Set return dates
  • Digital signature capture
  • Automated reminders
  • Lending and borrowing history
Features
Read full description

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)

About

GrossUp

Features
Read full description

GrossUp instantly calculates the gross amount you need to earn to end up with a specific net amount after taxes and fees—or shows you what you'll actually keep from a gross amount. Perfect for freelancers, contractors, and anyone who needs to account for deductions before quoting prices or budgeting. KEY FEATURES: • Dual-mode calculator: Gross mode (find what you need to earn) and Net mode (find what you'll keep) • Add unlimited custom fees with optional names • Quick-add presets for common deductions like tithe, local tax, federal tax, and platform fees • Real-time calculations—results update instantly as you type • Beautiful glassmorphic design that adapts to Light and Dark mode • Swipe between modes or tap the bottom toggle No account required. No ads. Just fast, accurate calculations.

Screenshots

I.O.Then4 screens
GrossUp3 screens

Verdict

The call

The clearest difference is price: GrossUp at Free against I.O.Then's $0.99. GrossUp also leads on update cadence (every 2 days vs every 8 days). I.O.Then's advantage is iOS requirement (17.0 vs 26.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

GrossUp is free to download; I.O.Then costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

I.O.Then ships an update every 8 days, GrossUp every 2 days. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 5 level
I.O.Then versus GrossUp: the parameters behind the verdict, then further details
ParameterI.O.ThenGrossUp
Price$0.99Free — better
Positive reviews100.0% of reviews—
Update frequencyEvery 8 daysEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size5 MB0 MB
Age rating4+4+
DeveloperAleh RabchukJared Hilton

In-app purchases

None

I.O.Then

No in-app purchases

None

GrossUp

No in-app purchases

Questions

Is I.O.Then free?
I.O.Then costs $0.99, with no in-app purchases.
Is GrossUp free?
GrossUp is free to download, with no in-app purchases.
Do I.O.Then or GrossUp have ads?
Neither I.O.Then nor GrossUp shows ads.
Which is updated more often, I.O.Then or GrossUp?
I.O.Then ships an update every 8 days, and GrossUp every 2 days. Most recently, I.O.Then was updated on October 15, 2026 and GrossUp on October 6, 2026.

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