Baselane vs Baseline Finance

Baselane’s integrated banking and bookkeeping platform automates repetitive, manual financial tasks, so managing money for multiple properties doesn’t get in the way of your weekends. *Trusted by 50,000+ real estate investors* Banking that gets the way real estate works Say goodbye to one-size fits-all banking and get unlimited property-specific accounts for all of your entities under one login • Open unlimited property-specific checking and savings accounts in minutes • FDIC insurance up to $3M1 via Thread Bank • Earn high Annual Percentage Yield (APY)2 on savings • Bank without monthly account maintenance fees or minimum balance requirements Bookkeeping that happens as you bank Ditch manual expense tracking for good. Sync, sort, and report all of your rental property transactions - automatically. • Automatically categorize transactions to a specific property and expense category - AI and auto-tagging rules available via our web app • View all transactions across Baselane and connected accounts and cards in one centralized, organized ledger • Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions Cash flow on cruise control Get every dollar where (and when) it needs to go without getting in the middle. • Automatically collect rent, late fees, and deposits from Airbnb, VRBO, and Booking.com directly into your Baselane account • Schedule recurring and one-time payments via ACH, wire or check • Save all your payees and vendors to easily send money and make disbursements - - - Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. 1 Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 2 Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

Most money apps are free because you're the product. Baseline isn't. No ads. No data selling. Just an honest view of where your money is going — and what to do about it. YOUR FULL FINANCIAL PICTURE Link your accounts in seconds. Transactions are automatically categorized so you always know where your money is going — without logging into three different apps. INSIGHTS THAT ACTUALLY LAND Baseline spots what matters in your spending — trends, habits, and the slow leaks quietly eating your budget. Not a wall of charts. Just the things worth acting on. BUDGETS BUILT AROUND REAL LIFE Create budgets that fit how you actually spend. Get a heads-up before you overspend — not a recap after it's too late. PRIVATE BY DEFAULT Your data is encrypted and never sold. Because we're a paid app — not an ad platform. BASELINE PRO — FOR PEOPLE GETTING SERIOUS The free version gives you clarity. Pro gives you control. - Forecast your financial future See projected cash flow based on your real spending and income — not just what you hope. - Long-term trend breakdowns Spot the categories quietly growing month over month before they become a problem. - Advanced budget controls Custom categories, sub-limits, and tracking that maps to your actual goals. - Smarter alerts Unusual charges, upcoming bills, and budget risks — flagged before they become problems. - In-depth financial reports Visual, month-over-month progress so you can see if you're actually improving. Start free. Upgrade when you're ready. No pressure. No ads. Ever. Terms of Use: https://www.baseline-financial.com/terms.html Privacy Policy: https://www.baseline-financial.com/privacy.html