Baselane vs iTTMM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Baselane
This app offers integrated banking and bookkeeping specifically for real estate investors. It automates financial tasks like rent collection and expense tracking, providing insights for smarter investment decisions.
- Unlimited property-specific accounts
- Automated transaction categorization
- Real-time cash flow insights
- Automated rent collection
- ACH, wire, and check payments
- FDIC insurance up to $3M
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Baselane’s integrated banking and bookkeeping platform automates repetitive, manual financial tasks, so managing money for multiple properties doesn’t get in the way of your weekends. *Trusted by 50,000+ real estate investors* Banking that gets the way real estate works Say goodbye to one-size fits-all banking and get unlimited property-specific accounts for all of your entities under one login • Open unlimited property-specific checking and savings accounts in minutes • FDIC insurance up to $3M1 via Thread Bank • Earn high Annual Percentage Yield (APY)2 on savings • Bank without monthly account maintenance fees or minimum balance requirements Bookkeeping that happens as you bank Ditch manual expense tracking for good. Sync, sort, and report all of your rental property transactions - automatically. • Automatically categorize transactions to a specific property and expense category - AI and auto-tagging rules available via our web app • View all transactions across Baselane and connected accounts and cards in one centralized, organized ledger • Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions Cash flow on cruise control Get every dollar where (and when) it needs to go without getting in the middle. • Automatically collect rent, late fees, and deposits from Airbnb, VRBO, and Booking.com directly into your Baselane account • Schedule recurring and one-time payments via ACH, wire or check • Save all your payees and vendors to easily send money and make disbursements - - - Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. 1 Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 2 Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.
iTTMM
Effortlessly manage shared expenses with AI-powered insights and real-time synchronization. Track, split, and settle debts among friends, for trips, or with roommates without the stress of messy spreadsheets.
- AI-powered financial insights
- Real-time expense tracking
- Effortless debt settlement
- Group expense management
- Live balance updates
- Built-in group chat
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iTTMM — Split Smarter. Live Better. No confusion. No stress. Just clarity. The next-generation expense app powered by AI, real-time sync, and social finance. Stop chasing payments. Stop messy spreadsheets. iTTMM makes splitting, tracking, and settling money effortless — whether it’s friends, trips, or roommates. WHY iTTMM? Because managing shared money shouldn’t be stressful. Track every expense instantly Know exactly who owes what Settle debts in seconds Get AI-powered financial insights SMART EXPENSE TRACKING Split any expense your way: * Equal split * Exact amounts * Percentage-based * Shares-based Add participants dynamically and watch balances update in real time. GROUPS MADE SIMPLE Perfect for: * Trips * Roommates * Friends Features: * Shared expense ledger * Live balances * Built-in group chat * Instant updates across all devices SMART SETTLEMENT ENGINE No more confusion. iTTMM automatically: * Calculates who owes whom * Minimizes the number of payments One tap to: * Settle Up * Settle All REAL-TIME DASHBOARD Stay in control with: * Total spent * Total owed / owing * Net balance Everything updates instantly — no refresh needed. INSIGHTS & ANALYTICS Understand your money better: * Weekly & monthly reports * Spending trends * Category breakdowns Get insights like: * You’re spending more this month * You owe Alex — settle now AI FINANCE BRAIN Your built-in financial assistant: * Predictive spending insights * Smart reminders * Behavioral analysis iTTMM doesn’t just track money — it helps you improve how you use it. SOCIAL + REAL-TIME EXPERIENCE * Group chat with reactions & replies * Seen indicators & typing status * Live presence (who’s active, editing, viewing) Money finally feels collaborative. INSTANT QR CONNECTIONS * Add friends instantly * Join groups in seconds * Share your profile with a scan FLEXIBLE PLANS * FREE — essentials * PRO — advanced features * MAX — AI + full power (no ads) Upgrade anytime as your needs grow. BUILT FOR TRUST * Secure authentication * Real-time cloud sync * Reliable data across devices PERFECT FOR * Friends splitting bills * Travel groups * Couples * Roommates * Anyone managing shared money READY TO SIMPLIFY MONEY? Download iTTMM and experience the future of shared finance. Privacy Policy: https://www.iamishaan.com/privacy-policy Terms & Conditions: https://www.iamishaan.com/terms-condition Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Baselane at none against iTTMM's shown. Baselane also leads on ratings volume (637 vs 2). iTTMM's advantage is review sentiment (100% vs 84%) and rating (5.0 vs 4.8). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iTTMM holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Baselane has 637 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 84% of Baselane's written reviews are positive against 100% of iTTMM's.
Baselane ships an update every 10 days, iTTMM every 8 days. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.
| Parameter | Baselane | iTTMM |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (637 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 84.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 637 — better | 2 |
| Update frequency | Every 10 days | Every 8 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 121 MB | 54 MB |
| Age rating | 17+ | 4+ |
| Developer | Baselane | Jainil Pandya |
Customer experience
Baselane
iTTMM
In-app purchases
Baselane
No in-app purchases
iTTMM
No in-app purchases









