Baselane vs REI Toolkit

Baselane’s integrated banking and bookkeeping platform automates repetitive, manual financial tasks, so managing money for multiple properties doesn’t get in the way of your weekends. *Trusted by 50,000+ real estate investors* Banking that gets the way real estate works Say goodbye to one-size fits-all banking and get unlimited property-specific accounts for all of your entities under one login • Open unlimited property-specific checking and savings accounts in minutes • FDIC insurance up to $3M1 via Thread Bank • Earn high Annual Percentage Yield (APY)2 on savings • Bank without monthly account maintenance fees or minimum balance requirements Bookkeeping that happens as you bank Ditch manual expense tracking for good. Sync, sort, and report all of your rental property transactions - automatically. • Automatically categorize transactions to a specific property and expense category - AI and auto-tagging rules available via our web app • View all transactions across Baselane and connected accounts and cards in one centralized, organized ledger • Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions Cash flow on cruise control Get every dollar where (and when) it needs to go without getting in the middle. • Automatically collect rent, late fees, and deposits from Airbnb, VRBO, and Booking.com directly into your Baselane account • Schedule recurring and one-time payments via ACH, wire or check • Save all your payees and vendors to easily send money and make disbursements - - - Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. 1 Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 2 Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

Run the numbers before you make the offer. REI Toolkit is the deal-analysis kit for real estate investors who'd rather walk away from a bad deal than learn about it later. Flippers, landlords, BRRRR investors, and wholesalers — every tool you reach for between "I might offer on this" and "I'm signing." No subscription. No account. Works offline. THE TOOLKIT • Flip Calculator — purchase, rehab, holding, and selling costs vs. ARV. Real ROI, not the back-of-the-napkin version that ignores six months of insurance. • New Construction — ground-up and teardown spec builds: land, hard and soft costs, and construction financing against ARV, down to cost per square foot. • 70% Rule / MAO — the wholesaler's max allowable offer, ready before the seller hangs up. • Rental Property — cash flow, cash-on-cash, NOI, and the 1% rule check on every deal. • Cap Rate — quick screen with market-tier interpretation, so you know whether to bother modeling the rest. • BRRRR — tracks cash-left-in-deal so you know when you've truly recycled your capital. • Amortization — full loan schedule, total interest, payoff modeling. • Refinance Break-Even — the real break-even, including closing-cost drag. • Wholesale Offer — max offer to seller, after the end buyer's MAO and your assignment fee. • DSCR — debt service coverage ratio with lender-tier interpretation. See if the deal funds before you write the offer. • GRM — gross rent multiplier for fast screening before a full analysis. WHY REI TOOLKIT • Start free, unlock once. A single one-time purchase opens the complete toolkit — no subscription, no monthly bill, ever. • No account, no cloud. Your deal numbers stay on your phone. • Works offline. Walk a property without bars and still hit the numbers. • Free updates as we add tools. Made by the team behind GroundUp, the construction project management app used by residential builders and active investors.