Baselane vs NoteHarbor Calculator

Baselane’s integrated banking and bookkeeping platform automates repetitive, manual financial tasks, so managing money for multiple properties doesn’t get in the way of your weekends. *Trusted by 50,000+ real estate investors* Banking that gets the way real estate works Say goodbye to one-size fits-all banking and get unlimited property-specific accounts for all of your entities under one login • Open unlimited property-specific checking and savings accounts in minutes • FDIC insurance up to $3M1 via Thread Bank • Earn high Annual Percentage Yield (APY)2 on savings • Bank without monthly account maintenance fees or minimum balance requirements Bookkeeping that happens as you bank Ditch manual expense tracking for good. Sync, sort, and report all of your rental property transactions - automatically. • Automatically categorize transactions to a specific property and expense category - AI and auto-tagging rules available via our web app • View all transactions across Baselane and connected accounts and cards in one centralized, organized ledger • Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions Cash flow on cruise control Get every dollar where (and when) it needs to go without getting in the middle. • Automatically collect rent, late fees, and deposits from Airbnb, VRBO, and Booking.com directly into your Baselane account • Schedule recurring and one-time payments via ACH, wire or check • Save all your payees and vendors to easily send money and make disbursements - - - Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. 1 Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 2 Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

NoteHarbor Calculator is a free, offline toolkit for private note investors, seller-finance lenders, and anyone who needs fast, exact loan math. Six calculators plus a full financial calculator, each penny-accurate: • Financial calculator — a five-key time-value-of-money calculator: enter any four of N, I/YR, PV, PMT, FV and solve the fifth. • Amortizing loan — level P&I payment, total interest, total cost, payoff date, and a full amortization schedule. • Interest-only — flat interest payment with the principal due as a balloon at maturity. • Balloon loan — payment sized on a long amortization with the full balance due as a balloon. • Recast — apply a lump-sum curtailment and see your new, lower payment re-amortized over the same remaining term. Your payoff date doesn't change. • Payoff — per-diem interest and the exact total to pay a note off on any date. • Affordability — work backward from a payment you can afford to the loan amount it supports. Every result gives you a clear headline number, a plain-English explanation, and one-tap Share / Copy — plus PDF / PNG export with Calculator Pro. Why it's different: the math is identical to NoteHarbor's loan-servicing platform — integer-cents precision, standard statement rounding, and the same formulas used to service real loans. No accounts, no login; the calculators work offline. The free version is ad-supported, and Calculator Pro ($6.99, one-time) removes ads and unlocks PDF/PNG export. When you're ready to service real notes — track payments, escrow, payoffs, statements, 1098s, and borrower portals — visit usenoteharbor.com.