Goldvault+ vs CaratPay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Goldvault+
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Gold Vault+ is a secure platform for buying, storing, and managing digital gold. Users can purchase gold in small quantities with live pricing and real-time portfolio tracking. The app includes a Gold SIP option with flexible durations and automated purchase settings based on price movements. Gold holdings can be redeemed as physical gold or as jewelry exclusively through partner jewelry brands, based on available options. Gold Vault+ also offers multiple partnership programs that allow users to engage with additional benefits as per defined terms. The app provides a simple, transparent, and convenient way to manage digital gold.
CaratPay
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CaratPay ā Digital Platform for Retail Jewellers CaratPay is a digital platform built exclusively for retail jewellers to manage gold savings plans, customer workflows, and bullion operations in a simple and structured way. Designed as a jeweller-first solution, CaratPay enables businesses to digitise their gold savings ecosystem while maintaining full control over customer relationships. What you can do with CaratPay ⢠Launch your own white-label gold savings app ⢠Digitally onboard and manage customers ⢠Enable real-time and automated savings plans ⢠Support real-time gold booking for customers ⢠Track transactions, instalments, and activity logs ⢠Request physical gold delivery as per your process Gold savings, simplified CaratPay helps jewellers organise and track gold savings schemes operated by them. ⢠View customer savings balances ⢠Monitor instalments and booking history ⢠Maintain structured and transparent records All savings plans are fully managed by jewellers independently. Built for operational efficiency Bring your day-to-day gold operations into one place with tools designed for clarity, control, and scalability. CaratPay acts as an operational platform and does not function as a consumer investment or trading app. Important Disclosures ⢠CaratPay does not offer investment products ⢠CaratPay does not promise returns or appreciation ⢠CaratPay does not provide financial advice ⢠CaratPay does not offer lending or credit facilities ⢠All gold savings schemes are managed independently by jewellers
Screenshots
Verdict
The clearest difference is ads: CaratPay at none against Goldvault+'s shown. Goldvault+'s advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Goldvault+ ships an update every 4 days, CaratPay every 5 days. The most recent releases landed on October 6, 2026 and October 8, 2026 respectively.
| Parameter | Goldvault+ | CaratPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days ā better | Every 5 days |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 15.0 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 64 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | GOLD VAULT TRADING L.L.C | Venture Sona Technologies Private Limited |
In-app purchases
Goldvault+
No in-app purchases
CaratPay
No in-app purchases








