Comparison

MXI vs SECBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MXI

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

Highlights
  • International money transfers
  • Virtual USD bank accounts
  • USDC stablecoin support
  • Peer-to-peer transfers
  • Virtual payment cards
  • Mass payouts for businesses
Features
Read full description

DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.

About

SECBank

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

Highlights
  • Mobile account access
  • Online account opening
  • Secure login with biometrics
  • Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
  • Transaction notifications
  • AI-powered help center
Features
Read full description

SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.

Screenshots

MXI4 screens
SECBank4 screens

Verdict

The call

The clearest difference is rating: MXI at 5.0 against SECBank's 1.0. MXI also leads on ratings volume (6 vs 2). SECBank's advantage is update cadence (fortnightly vs every 5 weeks) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MXI holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

UpkeepUpdate frequency

MXI ships an update every 5 weeks, SECBank fortnightly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
MXI versus SECBank: the parameters behind the verdict, then further details
ParameterMXISECBank
PriceFreeFree
Rating5.0 (6 ratings) — better1.0 (2 ratings)
Positive reviews83.3% of reviews—
Number of ratings6 — better2
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size55 MB42 MB
Age rating4+4+
DeveloperMonerexSOUTHEAST COUNTRY BANK

Customer experience

MXI

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

SECBank

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MXI

No in-app purchases

None

SECBank

No in-app purchases

Questions

Is MXI free?
MXI is free to download, with no in-app purchases.
Is SECBank free?
SECBank is free to download, with no in-app purchases.
Which has better reviews, MXI or SECBank?
MXI is rated higher. MXI averages 5.0 out of 5 from 6 ratings, while SECBank averages 1.0 from 2 ratings.
Do MXI or SECBank have ads?
Neither MXI nor SECBank shows ads.
Which is updated more often, MXI or SECBank?
MXI ships an update every 5 weeks, and SECBank fortnightly. Most recently, MXI was updated on October 24, 2026 and SECBank on October 31, 2026.

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