Comparison

Spendlyst vs Expense Tracker & Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendlyst

Features
Read full description

Take control of your finances with Spendlyst, the intelligent expense tracker that makes managing your money effortless and insightful. KEY FEATURES: * AI-Powered Categorization Automatically categorize your expenses using advanced AI technology. Just add a transaction or scan a receipt, and Spendlyst intelligently suggests the right category, saving you time and ensuring consistency. * Receipt Scanning Scan receipts with your camera using on-device OCR technology. All processing happens on your device—your receipt images never leave your phone, ensuring maximum privacy and security. Extract amounts, dates, and merchant information instantly. * Insightful Analytics Get detailed insights into your spending patterns with beautiful charts and visualizations. Understand where your money goes, identify trends, and make smarter financial decisions. Track spending by category, view monthly comparisons, and discover your top spending areas. * Budget Management Set budgets for different categories and track your progress in real-time. Get notified when you're approaching limits, helping you stay on track with your financial goals. * Privacy First All your financial data is stored locally on your device using SwiftData. We don't sync your data to the cloud, and you don't need an account to get started. Your financial information stays private and secure—exactly where it should be. * Fast & Simple Add transactions in seconds with our clean, intuitive interface. Designed for quick expense tracking on the go, Spendlyst makes it easy to stay on top of your finances without the hassle. * Smart Insights Receive personalized insights about your spending habits. Get alerts for unusual spending, budget warnings, and savings opportunities. Our AI analyzes your patterns to help you make better financial decisions. * Categories & Tags Organize your expenses with customizable categories and tags. Create your own categories or use our smart defaults. Track everything from groceries to subscriptions with ease. * Export Your Data Export all your transactions as CSV files (Pro feature) for use in spreadsheets or other financial tools. Take your data with you whenever you need it. WHY SPENDLYST? • No Account Required: Start tracking immediately without signing up • On-Device Processing: Receipt scanning happens entirely on your device • Local Storage: Your data never leaves your device • AI-Powered: Smart categorization saves time and ensures accuracy • Beautiful Design: Clean, modern interface that's a joy to use • Privacy Focused: Your financial data stays private and secure PERFECT FOR: • Personal expense tracking • Budget management • Receipt organization • Spending analysis • Financial goal tracking UPGRADE TO PRO: Unlock unlimited receipt scans, advanced analytics, CSV export, PDF reports, custom categories, unlimited budgets, and priority support. Download Spendlyst today and take control of your finances. Start tracking smarter, not harder. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker & Split

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

Highlights
  • AI-powered voice expense entry
  • Effortless bill splitting
  • Customizable spending categories
  • Budget tracking and progress monitoring
  • Multi-currency support
  • Recurring expense management
  • Data backup and cross-device sync
Features
Read full description

Tally makes money simple. Track what you spend, split bills with friends, and stay on top of your budgets, all in one beautifully designed app. JUST SAY IT Tell Tally what you spent and AI turns it into a transaction. No forms, no fuss. Tap the mic, say "12 for coffee," and you are done. TRACK EVERY EXPENSE Log your spending in seconds and see where your money goes, with your own categories, colors, and emojis. SPLIT WITHOUT THE AWKWARD MATH Share a bill with friends using a simple join code. Everyone sees their share and who paid, so settling up is effortless. STAY ON BUDGET Set spending limits per category and watch your progress as you go. MORE TO LOVE • Multi currency support for travel and everyday life • Recurring expenses that add themselves • Sign in to back up your data and sync across devices • Beautiful themes to make it your own • Fast, private, and a joy to use Tally is free to start. Upgrade to Tally+ for unlimited expenses and budgets, plus hands free voice entry powered by AI. Download Tally and take control of your money today. Privacy Policy: https://tally.tantostudio.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendlyst4 screens
Expense Tracker & Split4 screens

Verdict

The call

Spendlyst and Expense Tracker & Split are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendlyst sells 3 in-app purchases, starting at $1.99 per month and Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendlyst ships an update every 3 weeks, Expense Tracker & Split every 2 weeks. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Spendlyst versus Expense Tracker & Split: the parameters behind the verdict, then further details
ParameterSpendlystExpense Tracker & Split
PriceFreeFree
Rating—4.5 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.618.0 — better
Further details — not scored
Size16 MB88 MB
Age rating4+4+
DeveloperCagri GiderAndre Suhartanto

In-app purchases

3 purchases

Spendlyst

Subscriptions2
  • Monthly Subscription7 Days trial$1.991 Month
  • Annual Subscription7 Days trial$14.991 Year
One-time1
  • Lifetime Access$19.99
3 purchases

Expense Tracker & Split

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99

Questions

Is Spendlyst free?
Spendlyst is free to download, with in-app purchases available.
Is Expense Tracker & Split free?
Expense Tracker & Split is free to download, with in-app purchases available.
Do Spendlyst or Expense Tracker & Split have ads?
Neither Spendlyst nor Expense Tracker & Split shows ads.
Which is updated more often, Spendlyst or Expense Tracker & Split?
Spendlyst ships an update every 3 weeks, and Expense Tracker & Split every 2 weeks. Most recently, Spendlyst was updated on October 9, 2026 and Expense Tracker & Split on October 25, 2026.

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