Two Pennies vs SimpleSpend

Two Pennies: Where every penny counts and your two cents matter. Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes. Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals. WHY TWO PENNIES? We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it. THE SIMPLEST BUDGETING APP • Manual entry only—you're in control • No bank account connections required • No automatic categorization guesswork • Just type it in and it's done • See exactly where every penny goes SHARE YOUR TWO CENTS • Budget with your partner or family (up to 3 users) • Communicate directly on transactions • See each other's spending in real-time • Stay on the same page financially • One subscription covers everyone FRESH START EVERY MONTH • Balance your budget when the month ends • See how close you came to your goals • Roll over balances or start fresh • Learn and improve month by month • No carrying baggage from past months BUILT FOR COLLABORATION • Instant sync across all devices • Comment on transactions to discuss spending • Share context about purchases • Make financial decisions together • No surprises, total transparency SIMPLE CATEGORY SYSTEM • Income tracking • Bills (rent, utilities, subscriptions) • Savings goals • Spending categories • Pause categories when not needed • Unlimited categories—organize your way WORKS OFFLINE • Add transactions anywhere, anytime • No internet? No problem • Syncs automatically when back online • Your budget travels with you SECURE & PRIVATE • Your data is encrypted • Face ID / Touch ID support • No ads, ever • We don't sell your data • Bank-level security PERFECT FOR • Couples managing money together • Families tracking household spending • Anyone tired of complicated budget apps • People who want control without complexity • Partners who value transparency HOW IT WORKS 1. Create your budget—name your categories 2. Invite your partner with a simple share code 3. Type in transactions as you spend (takes 5 seconds) 4. Communicate about purchases right in the app 5. Balance your month to see how you did 6. Fresh start next month WHAT MAKES US DIFFERENT Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data. We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes. Two Pennies is intentionally simple. Because budgeting shouldn't be complicated. SUBSCRIPTION Two Pennies requires a subscription after a 14-day free trial: • Monthly subscription available • One subscription covers up to 3 users • Cancel anytime in App Store settings YOUR DATA, YOUR WAY • Export transaction data anytime • Delete your account whenever you want • Full control over your financial data Download Two Pennies and start budgeting together today. Questions? Contact us at https://runpunchman.com/contact Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/