Finzia by Seltec vs Spent

Finzia - Intelligent Financial Control Finzia is designed to help you organize, understand, and manage your financial commitments in one place. Track debts, recurring bills, daily expenses, projects, payments, and money owed to you with a clear and practical experience built for real everyday use. With Finzia, you can see what you need to pay, when it is due, how much progress you have made, and how to better distribute your available money before due dates arrive. The app helps you turn scattered payment obligations into an organized, actionable financial view. Main features: Complete debt and commitment management Track credit cards, personal loans, car loans, mortgages, installment purchases, and other financial commitments. Review balances, due dates, payments, and monthly progress. Bills and recurring payments Manage internet, electricity, water, phone, subscriptions, insurance, tuition, and other recurring payments. Supports fixed or variable amounts and custom identifiers for similar services. Smart payment alerts Set reminders before due dates for debts, bills, and cards. Finzia helps you stay aware of upcoming payments without relying on memory. Smart distribution plan Finzia can help you decide how to distribute available money across upcoming, overdue, or priority payments based on dates, amounts, and commitment type. Clear and actionable dashboard Review your financial month with summaries of pending payments, progress, upcoming due dates, active bills, debts, and key metrics. Analytics, charts, and trends View payment trends, category distribution, spending behavior, and financial patterns to make more informed decisions. Daily expense tracking Record everyday expenses to complete your monthly financial picture and better understand where your money is going. Money owed to you and pending collections Track personal loans, expected payments, and money others owe you. Project management Manage personal projects, budgets, expenses, progress, and related attachments. Useful for remodeling, major purchases, travel, work projects, or resale projects. Exports and reports Generate reports and exports to review, back up, or share your information when needed. iCloud sync Keep your information synchronized across devices using iCloud and your private Apple account database. Support for Mexico, United States, and Canada Finzia adapts country, currency, language, and catalogs based on your regional configuration. Spanish and English support The app is designed to work clearly in both languages across supported regions. Finzia is not here to make personal finance more complicated. It helps you bring order, context, and control to your money so you know what is coming, what is paid, what is pending, and what to do next. Finzia is a personal finance organization tool. It does not replace professional financial advice. Privacy Policy: https://gist.github.com/micketmz/ce1f9e764c6034f45fffa513c07191fe Terms of Use (EULA): https://gist.github.com/micketmz/8471bd9e062b27ee22eccf28ce2cb209

Spent - Your Smart Subscription Manager Never lose track of your subscriptions again. Spent is the ultimate tool for managing recurring expenses and discovering savings opportunities. Try Spent Pro free — up to 7 days, no charge. After your free trial: $4.99/month or $39.99/year (billed annually). Cancel anytime in your App Store Account Settings. Spent Pro includes everything: • Unlimited Subscription Tracking — Add Netflix, Spotify, iCloud, and more • Daily Cost Calculator — See exactly what each subscription costs per day • Advanced Spending Analytics — Beautiful charts reveal your spending patterns • Smart Renewal Reminders — Get notified before every renewal date • AI Spending Optimization — Identify waste and find savings automatically • iCloud Sync — Access your data securely across all your devices • Data Export — Export to CSV or PDF anytime • Multi-Currency Support — USD, EUR, JPY, CNY, and more • Dark Mode — Easy on your eyes, day or night Why Spent? Most people spend $200–500/month on subscriptions without realizing it. Spent helps you: - Identify unused subscriptions you forgot about - Visualize your monthly and annual spending - Forecast future costs before they hit - Make informed decisions about every renewal - Save hundreds of dollars per year Privacy First: - All data stays on YOUR device - iCloud Sync uses your own private Apple account - No ads, no third-party tracking, no data collection - Export or delete your data at any time Perfect For: - Streaming services (Netflix, Spotify, YouTube Premium, Disney+) - SaaS tools (Adobe Creative Cloud, Microsoft 365, Notion) - Cloud storage (iCloud, Dropbox, Google One) - Gym memberships and fitness apps - Any recurring payment Download Spent today and take control of your subscriptions! Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Any unused portion of a free trial will be forfeited upon purchase of a subscription. Terms of Use: https://www.kanverse.app/spent/terms Privacy Policy: https://www.kanverse.app/spent/privacy