Expense Tracker & Planner vs Masareefi
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Expense Tracker & Planner
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Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth ā with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. ⢠Track expenses and income ⢠Transfer money between accounts ⢠Add notes, merchants, tags and dates ⢠Attach receipts ⢠Search and filter transactions ⢠Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. ⢠Set your monthly budget ⢠Monitor daily spending pace ⢠Get budget alerts ⢠Compare spending and income ⢠Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. ⢠Track bank accounts, cash, wallets and credit cards ⢠Set opening balances ⢠View balances across accounts ⢠Monitor your total net worth ⢠Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. ⢠Spending by category ⢠Income vs spending ⢠Monthly financial summaries ⢠Spending trends ⢠Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. ⢠Outstanding loan balance ⢠Monthly EMI ⢠Payments completed ⢠Upcoming payment dates ⢠Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. ⢠Export transactions to CSV ⢠Create PDF reports ⢠Local backup and restore ⢠Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.
Masareefi
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Masareefi is the beautifully simple expense tracker and budget planner for iPhone, iPad, and Mac. Track every expense in seconds, set budgets, scan receipts, and see exactly where your money goes ā private, on-device, and ad-free. WHY MASAREEFI ⢠Lightning-fast one-tap entry ā category, amount, done ⢠100% private ā your data stays on your device and your iCloud. No accounts, no ads, no tracking, ever ⢠Works offline and syncs across all your Apple devices TRACK & BUDGET ⢠Multiple wallets, each with its own currency and balance ⢠Budgets with progress bars and smart alerts at 80% and 100% ⢠Recurring transactions ā daily, weekly, monthly, yearly ⢠Savings goals with progress rings BILLS, DEBTS & SPLITS ⢠Bill reminders so you never miss a payment ⢠Debt ledger ā track what you owe and what you're owed ⢠Split bills with friends, with auto-created IOUs RECEIPTS & REPORTS ⢠Scan receipts with your camera ā on-device OCR, nothing leaves your phone ⢠Monthly PDF reports with charts and full transaction tables ⢠CSV export and import ā your data is always yours MADE FOR APPLE ⢠Home-screen widgets ā today's spend and this month's progress ⢠Siri Shortcuts ā "Log a 25 coffee" ⢠Face ID lock ⢠Light and dark mode with six accent colors ⢠Full bilingual English and Arabic with complete right-to-left support Take control of your money ā beautifully, privately, in your language.
Screenshots
Verdict
The clearest difference is in-app purchases: Expense Tracker & Planner at none against Masareefi's 3. Expense Tracker & Planner also leads on update cadence (every 2 days vs fortnightly) and iOS requirement (14.0 vs 17.0). Masareefi's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Masareefi sells 3 in-app purchases, starting at $4.99 per month. Expense Tracker & Planner asks for nothing beyond the download.
Expense Tracker & Planner ships an update every 2 days, Masareefi fortnightly. The most recent releases landed on September 23, 2026 and September 12, 2026 respectively.
| Parameter | Expense Tracker & Planner | Masareefi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days ā better | Fortnightly |
| Ads | Yes | No ā better |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 14.0 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 54 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Jalavadiya | Hossam Hamouda |
In-app purchases
Expense Tracker & Planner
No in-app purchases
Masareefi
- Premium Monthly$4.991 Month
- Premium Annual7 Days trial$24.991 Year
- Premium Lifetime$59.99
Questions
Is Expense Tracker & Planner free?
Is Masareefi free?
Do Expense Tracker & Planner or Masareefi have ads?
Which is updated more often, Expense Tracker & Planner or Masareefi?
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