Comparison

Expense Tracker & Planner vs Masareefi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Planner

Features
Read full description

Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth — with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. • Track expenses and income • Transfer money between accounts • Add notes, merchants, tags and dates • Attach receipts • Search and filter transactions • Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. • Set your monthly budget • Monitor daily spending pace • Get budget alerts • Compare spending and income • Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. • Track bank accounts, cash, wallets and credit cards • Set opening balances • View balances across accounts • Monitor your total net worth • Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. • Spending by category • Income vs spending • Monthly financial summaries • Spending trends • Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. • Outstanding loan balance • Monthly EMI • Payments completed • Upcoming payment dates • Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. • Export transactions to CSV • Create PDF reports • Local backup and restore • Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.

About

Masareefi

Features
Read full description

Masareefi is the beautifully simple expense tracker and budget planner for iPhone, iPad, and Mac. Track every expense in seconds, set budgets, scan receipts, and see exactly where your money goes — private, on-device, and ad-free. WHY MASAREEFI • Lightning-fast one-tap entry — category, amount, done • 100% private — your data stays on your device and your iCloud. No accounts, no ads, no tracking, ever • Works offline and syncs across all your Apple devices TRACK & BUDGET • Multiple wallets, each with its own currency and balance • Budgets with progress bars and smart alerts at 80% and 100% • Recurring transactions — daily, weekly, monthly, yearly • Savings goals with progress rings BILLS, DEBTS & SPLITS • Bill reminders so you never miss a payment • Debt ledger — track what you owe and what you're owed • Split bills with friends, with auto-created IOUs RECEIPTS & REPORTS • Scan receipts with your camera — on-device OCR, nothing leaves your phone • Monthly PDF reports with charts and full transaction tables • CSV export and import — your data is always yours MADE FOR APPLE • Home-screen widgets — today's spend and this month's progress • Siri Shortcuts — "Log a 25 coffee" • Face ID lock • Light and dark mode with six accent colors • Full bilingual English and Arabic with complete right-to-left support Take control of your money — beautifully, privately, in your language.

Screenshots

Expense Tracker & Planner4 screens
Masareefi4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker & Planner at none against Masareefi's 3. Expense Tracker & Planner also leads on update cadence (every 2 days vs fortnightly) and iOS requirement (14.0 vs 17.0). Masareefi's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Masareefi sells 3 in-app purchases, starting at $4.99 per month. Expense Tracker & Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker & Planner ships an update every 2 days, Masareefi fortnightly. The most recent releases landed on September 23, 2026 and September 12, 2026 respectively.

Scorecard4 real differences Ā· 2 level
Expense Tracker & Planner versus Masareefi: the parameters behind the verdict, then further details
ParameterExpense Tracker & PlannerMasareefi
PriceFreeFree
Update frequencyEvery 2 days — betterFortnightly
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17.0
Further details — not scored
Size54 MB11 MB
Age rating4+4+
DeveloperRahul JalavadiyaHossam Hamouda

In-app purchases

None

Expense Tracker & Planner

No in-app purchases

3 purchases

Masareefi

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Annual7 Days trial$24.991 Year
One-time1
  • Premium Lifetime$59.99

Questions

Is Expense Tracker & Planner free?
Expense Tracker & Planner is free to download, with no in-app purchases.
Is Masareefi free?
Masareefi is free to download, with in-app purchases available.
Do Expense Tracker & Planner or Masareefi have ads?
Expense Tracker & Planner shows ads; Masareefi does not.
Which is updated more often, Expense Tracker & Planner or Masareefi?
Expense Tracker & Planner ships an update every 2 days, and Masareefi fortnightly. Most recently, Expense Tracker & Planner was updated on September 23, 2026 and Masareefi on September 12, 2026.

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