Loans vs Payo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loans
Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.
- Register money or goods loans
- Control amounts, start, and due dates
- Organize by custom categories
- Smart installment system with interest
- Track installment status
- Manage contacts and loan history per person
Read full descriptionHide full description
My Loans is the perfect app for anyone who needs to manage borrowed money or items. With an intuitive interface and comprehensive features, you'll have complete control over your personal financial transactions. • **Complete Loan Management** - Register loans of money or goods - Control amounts, start and due dates - Organize by custom categories • **Smart Installment System** - Divide payments into multiple installments - Configure custom interest rates - Track the status of each installment - View paid and pending amounts automatically • **People Management** - Register all the people you lend to - View complete loan history per person - Track individual statistics - Organize your contacts easily Privacy Policy: https://www.privacypolicies.com/live/7fd9b0f8-6ef6-42c5-9e1c-7288d4fed0c7 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Payo
Read full descriptionHide full description
Payo helps you track all your subscriptions in one place. • See how much you spend monthly & yearly • Never forget a renewal • Categorize subscriptions • Clean, private, and secure Stop losing money to forgotten subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Loans at 15.1 against Payo's 17.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loans sells 4 in-app purchases, starting at $9.99 per month and Payo sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Loans | Payo |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 84.6% of reviews | — |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 46 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Deusdete Filho | ali alghamdi |
In-app purchases
Loans
- Assinatura Mensal$9.991 Month
- Assinatura Semestral$49.996 Months
- Assinatura Anual$69.991 Year
- Assinatura Vitalícia$69.99
Payo
- Payo Pro – Monthly$0.991 Month
- Payo Pro – Yearly$11.991 Year
