Comparison

FineBill vs SubTrack'd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FineBill

Never miss a payment with this widget-first bill reminder. Add bills, choose icons, and see upcoming due dates on your home screen or lock screen. Get smart notifications to stay on top of your payments without complex budgeting.

Highlights
  • Widget-first design for home screen
  • Timeline and calendar widgets
  • Lock screen and Apple Watch visibility
  • Smart, customizable reminders (Pro)
  • Simple bill tracking with emoji icons
  • 100% private, data stays on device
  • iCloud sync across devices (Pro)
Features
Read full description

Never miss a bill due date, subscription renewal, or payday. FineBill is a focused bill reminder and income date tracker. Add recurring bills, one-time expenses, recurring income, and one-time income. FineBill organizes upcoming money-in and money-out dates by month, highlights D-Day status, and keeps the next event easy to scan—without becoming a complicated budgeting app. See what matters at a glance • Filter the main timeline by one or more colors • Group events by account, category, or any system that works for you • Add the Color Timeline widget to show only selected groups (FineBill Pro) • Check upcoming dates from Home Screen, Lock Screen, calendar widgets, and Apple Watch Key features • Track up to 5 recurring bills for free; unlock unlimited recurring bills with Pro • Track one-time expenses, recurring income, and one-time income with Pro • View monthly schedules and D-Day badges • Receive a payment-day alert; set up to 5 custom reminders per event with Pro • Move weekend due dates to the previous or next weekday with Pro • Use timeline, single-event, calendar, six-week calendar, and Lock Screen widgets • Sync between devices with iCloud in Pro • Personalize events with 12 colors; unlock all emoji and custom images with Pro FineBill is useful for subscription renewals, rent, utilities, credit card due dates, insurance, salary days, freelance income, and every date you do not want to miss. FineBill tracks dates rather than spending amounts, so setup stays fast and focused. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finepocket.app/FineBill/privacy

About

SubTrack'd

This app helps you track your recurring expenses directly from your iPhone's home screen. It offers a privacy-focused design, requiring no bank account linking. Visualize your spending at a glance with customizable widgets and receive timely renewal alerts.

Highlights
  • Widget-first design for home, lock, and StandBy screens
  • Privacy-focused, no bank account linking
  • Track up to 5 subscriptions for free
  • Upcoming renewal alerts
  • Customizable icons and colors
  • Data export to CSV/JSON (Pro)
  • One-time purchase for unlimited subscriptions
Features
Read full description

Your subscriptions live on your home screen now. SubTrack'd is the subscription tracker designed for your iPhone's home screen — not buried in an app you'll forget to open. Add your subscriptions manually, place a widget, and always know exactly what you're spending. No bank account linking. No cloud sign-up. Just you, your data, and a clean widget you'll actually look at. WIDGET-FIRST DESIGN Other trackers make you open an app. SubTrack'd puts your spending right on your home screen, lock screen, and StandBy display. Glance at your phone and instantly see what's due this week and how much you're spending per month. Medium, small, and lock screen widgets are all included — even on the free tier. PRIVACY BY DESIGN SubTrack'd never asks for your bank account, email, or any personal information. Your subscription data stays on your device. Period. No accounts to create. No data to sync to someone else's server. If you chose Bobby over Rocket Money because you value privacy, SubTrack'd is your upgrade. WHAT YOU GET — FREE - Track up to 5 subscriptions with full detail - Home screen widgets (small + medium) - Lock screen widgets (circular + rectangular) - StandBy widget for nightstand mode - Dashboard with monthly and yearly spend totals - Upcoming renewal alerts at a glance - Choose from preset icons and colors for each subscription - Dark Mode support throughout - Renewal notifications (day-of and 1 day before) WHAT YOU GET — SUBTRACK'D PRO ($5.99, one-time purchase) - Unlimited subscriptions — no cap, ever - Spending breakdown by category with beautiful charts - Export your data as CSV or JSON - Custom notification timing (3 days before, 1 week before) - Custom icons and colors beyond the preset palette - Support an independent developer — no subscription fee, no irony BUILT FOR iOS SubTrack'd is built with SwiftUI and designed from the ground up for the latest version of iOS. It uses Liquid Glass design language, smooth animations, haptic feedback, and SF Symbols throughout. It looks and feels like it belongs on your iPhone because it was built exclusively for it. WHY NOT JUST USE ROCKET MONEY? Rocket Money is great — if you're comfortable giving a company full access to your bank accounts. If you're not, you've been stuck with apps that haven't been updated in years. SubTrack'd fills that gap: modern design, powerful widgets, and complete privacy. No bank account required. Ever. A NOTE ON PRICING We think charging a monthly subscription to track your subscriptions is a little ironic. SubTrack'd Pro is a one-time purchase of $5.99. Pay once, unlock everything, and never think about it again.

Screenshots

FineBill4 screens
SubTrack'd4 screens

Verdict

The call

The clearest difference is rating: SubTrack'd at 5.0 against FineBill's 4.0. FineBill's advantage is update cadence (every 8 days vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FineBill sells 2 in-app purchases, starting at $2.99 per month and SubTrack'd sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SubTrack'd holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

FineBill ships an update every 8 days, SubTrack'd every 5 weeks. The most recent releases landed on September 11, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
FineBill versus SubTrack'd: the parameters behind the verdict, then further details
ParameterFineBillSubTrack'd
PriceFreeFree
Rating4.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 8 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS26.0 — better26.2
Further details — not scored
Size19 MB8 MB
Age rating4+4+
DeveloperFine PocketMOVIECLUB LLC

Customer experience

FineBill

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

SubTrack'd

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FineBill

Subscriptions2
  • FineBill Pro Monthly$2.991 Month
  • FineBill Pro Yearly3 Days trial$24.991 Year
1 purchases

SubTrack'd

One-time1
  • SubTrack'd Pro$5.99

Questions

Is FineBill free?
FineBill is free to download, with in-app purchases available.
Is SubTrack'd free?
SubTrack'd is free to download, with in-app purchases available.
Which has better reviews, FineBill or SubTrack'd?
SubTrack'd is rated higher. FineBill averages 4.0 out of 5 from 2 ratings, while SubTrack'd averages 5.0 from 1 ratings.
Do FineBill or SubTrack'd have ads?
Neither FineBill nor SubTrack'd shows ads.
Which is updated more often, FineBill or SubTrack'd?
FineBill ships an update every 8 days, and SubTrack'd every 5 weeks. Most recently, FineBill was updated on September 11, 2026 and SubTrack'd on September 19, 2026.

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