Qalta vs SnapSpend

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

SnapSpend turns a photo of your statement or receipt into organized spending — privately, on your device. Pay once, no subscription. Most budgeting apps make you hand over your bank login and pay every month. SnapSpend doesn't. Snap a screenshot of your credit card, bank, or chequing statement (or a single receipt) and it reads every transaction right on your iPhone. No account. No bank connection. Nothing is uploaded. PERSONAL & BUSINESS, KEPT SEPARATE (Pro) • Two independent books — Personal and Business — switch between them anytime • Scan an expense straight into the book you're in • Each book keeps its own dashboard, categories, trends and totals — clean separation for tax time SCAN ANYTHING • Card and bank statements — pulls every line into a review screen you confirm • Single receipts and bills — grabs the total; tap to pick it on itemised receipts • Import several statement screenshots at once (Pro) • Direct PDF statement import works best with Tangerine credit-card statements; other banks may import partially — you review and fix every row before saving (Pro) • Reads English and French statements (and more), accents included IT LEARNS YOUR SPENDING • Set a vendor's category once and SnapSpend remembers it next time • Rename or merge vendors — future scans follow automatically • Auto-categorizes common merchants out of the box STAY IN CONTROL • Dashboard with category breakdown and spend-over-time • Per-category trends — up or down vs last week, month, or year • Budgets with alerts at 80% and 100% (Pro) • Detects recurring charges and subscriptions (Pro) • Duplicate detection across receipts and statements, even with spelling differences YOUR DATA STAYS YOURS • On-device — OCR and parsing run locally, with no servers of ours • Free iCloud backup — privately stored in your own iCloud, so deleting and reinstalling brings everything back • Source images stored encrypted; delete them anytime • No sign-up, no analytics, no tracking Import from Mint, YNAB, or a bank CSV, and export your data to CSV anytime — opens in Excel & Numbers (Pro). SnapSpend Pro is a one-time purchase — pay once, keep it forever. No subscription.