Comparison

Fintech SmartPay vs Solulu Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fintech SmartPay

Features
Read full description

Description: Smart Pay is a comprehensive financial management app designed to help you manage your finances efficiently. Key features include: Account Management: Track your family and child balances. Localization: Available in multiple languages for a global audience. Notifications: Stay updated with real-time alerts. NFC Support: Use NFC for seamless interactions. Whether you're managing personal finances or family accounts, Smart Pay is your go-to solution.

About

Solulu Wallet

This app provides a self-custody crypto wallet supporting multiple blockchains, integrated with end-to-end encrypted chat. It prioritizes user control and security, with private keys remaining on the device and transactions signed locally. Features include secure messaging, group chats, and file sharing.

Highlights
  • Multi-chain crypto wallet
  • End-to-end encrypted chat
  • Self-custody of private keys
  • Local transaction signing
  • Secure file sharing
  • Group chat functionality
Features
Read full description

Solulu Wallet is a self-custody multi-chain crypto wallet with end-to-end encrypted chat built in. Your private keys never leave your device — no account, no sign-up, nothing uploaded. WALLET • Supported chains: Bitcoin, Ethereum, Solana, TRON, BNB Chain, Polygon, Arbitrum, Optimism, Base, Avalanche • Recovery phrase generated on-device, stored in the iOS Keychain and protected by Face ID • Every transaction is signed locally — only the signed result is broadcast • USDT and USDC balances at a glance • Receiving QR code with cross-network warnings, so deposits do not get lost ENCRYPTED CHAT • Message any wallet address directly — no phone number or email needed • End-to-end encrypted: neither we nor any server can read your messages • Strangers land in a request inbox first, and links in previews cannot be tapped — built to stop airdrop phishing • Private nicknames for contacts that never leave your phone; your own nickname is always shown next to your address, so nobody can impersonate you • Block and report harassment or scams in one tap GROUPS • Groups of up to 1,000 members with owner and admin roles • Invite by QR code or link; newcomers join only after they accept • Owners and admins can remove members; the owner can clear any message for everyone and hand the group to another member PHOTOS, VIDEOS AND FILES • Send photos, videos and files up to 50 MB, end-to-end encrypted • Encrypted media is deleted from our storage after 24 hours • Share into Solulu from any app, forward to several chats at once, react with emoji, quote-reply MOVING TO A NEW PHONE • Export your chat key and scan it on the new device to get your chat account back • See every device signed in to your chat account, and sign them all out if a phone is lost Self-custody means your assets are yours alone. Back up your recovery phrase on paper — if you lose it, no one, including Solulu, can recover it for you.

Screenshots

Fintech SmartPay4 screens
Solulu Wallet4 screens

Verdict

The call

The clearest difference is update cadence: Solulu Wallet at daily against Fintech SmartPay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fintech SmartPay ships an update every 4 months, Solulu Wallet daily. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 7 level
Fintech SmartPay versus Solulu Wallet: the parameters behind the verdict, then further details
ParameterFintech SmartPaySolulu Wallet
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 4 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size44 MB79 MB
Age rating4+17+
DeveloperFintech SmartPaySolulu tech Ltd

In-app purchases

None

Fintech SmartPay

No in-app purchases

None

Solulu Wallet

No in-app purchases

Questions

Is Fintech SmartPay free?
Fintech SmartPay is free to download, with no in-app purchases.
Is Solulu Wallet free?
Solulu Wallet is free to download, with no in-app purchases.
Do Fintech SmartPay or Solulu Wallet have ads?
Neither Fintech SmartPay nor Solulu Wallet shows ads.
Which is updated more often, Fintech SmartPay or Solulu Wallet?
Fintech SmartPay ships an update every 4 months, and Solulu Wallet daily. Most recently, Fintech SmartPay was updated on October 25, 2026 and Solulu Wallet on October 24, 2026.

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