Comparison

expent vs SpendByMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

expent

Features
Read full description

Expenses Tracker is a simple and fast way to keep track of your daily and monthly spending. Add expenses in seconds, see exactly where your money goes, and export everything to a file you can open in Excel or Google Sheets. The app is fully offline and stores all data only on your device. Key features Add expenses with name, amount and date View expenses grouped by month See the total amount spent for each month at a glance Visual charts that show how your spending changes over the month Export monthly expenses to a CSV file for use in Excel, Google Sheets or any spreadsheet app Edit or delete expenses whenever you need Simple, clean design focused on speed and ease of use How it works Open the app and add each expense with its amount and date Switch between months to review your past spending Use the chart view to quickly see which days were most expensive When needed, export a month to CSV and save it, back it up, or share it with someone else Privacy All data is stored locally on your device using secure local storage No account, no login and no cloud sync Your expense data is never sent to any server and is under your full control Expenses Tracker is ideal for anyone who wants a lightweight, private and easy-to-use tool to follow their daily spending and stay on top of their budget.

About

SpendByMe

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

Highlights
  • Automatic expense tracking via SMS/email
  • Smart expense categorization
  • Credit card bill and due date tracking
  • Subscription, loan, and EMI tracker
  • Expense splitting with friends/couples
  • Budget planner and goal tracking
  • Spending map and insights
Features
Read full description

Stop tracking expenses manually. Most expense tracker apps expect you to enter everything yourself. That’s where people give up. SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically. Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically. No spreadsheets. No daily effort. No confusion. Just clarity. Works with almost every major currency worldwide. ▶ Track your money in 3 simple ways 1. Automatic expense tracking Transactions can be tracked automatically using transactional SMS messages and email alerts. Connect your email to fetch transaction alerts and credit card statements automatically. 2. Paste any transaction Paste a bank message and it gets categorized and added instantly. 3. Manual entry Add amount, merchant, and account. SpendByMe completes the rest automatically. ▶ Smart expense categorization • Automatically categorizes your transactions • Learns from your usage and improves over time • Set custom rules for full control • No need to fix categories again and again ▶ All your money in one place • Bank accounts, credit cards, wallets, and cash • Automatic balance tracking • One clean view of your finances • Automatic currency conversion support No switching between apps. No guesswork. ▶ Smart credit card management • Track credit card bills, due dates, and limits • Monitor spending across multiple cards • Understand your real credit usage • Avoid missed payments and late fees ▶ Subscription, loan & EMI tracker • Detect subscriptions, EMIs, loans, and recurring payments • Track upcoming payments and due dates • Avoid missed payments and hidden charges ▶ Splits with friends & couples • Split expenses with friends instantly • Track shared expenses for trips and groups • Manage couple expenses easily • Send reminders in one tap ▶ Tags & sub-tags for better organization • Organize transactions using tags and sub-tags • Track reimbursements and shared payments • Create trip budgets and event budgets • Filter transactions exactly how you want ▶ Spending map & smart insights • See where you spend money on a map • Track location-based spending habits ▶ Upcoming payments & invoice tracker • Track upcoming bills and payments • Create and manage invoices ▶ Budget planner & goal tracking • Create budgets in seconds • Track savings goals and financial targets ▶ Accurate financial tracking • Separates expenses, income, and transfers properly • Clean and reliable data • Search any transaction instantly • Real insights into your spending ▶ Powerful search & insights • Search transactions, tags, merchants, or notes instantly • AI-powered insights • Understand where your money goes Privacy-first expense tracker ▶ Your data stays yours. • Everything stays on your device unless you enable sync • Only transactional messages and emails are processed • No access to personal chats • No unnecessary data collection SpendByMe does not read personal chats, OTPs, or unrelated messages. Flexible and easy to use • Want full automation? It’s there • Prefer manual control? That works too SpendByMe adapts to you. Gets smarter over time. The more you use it, the better it becomes. Better categorization. Better accuracy. Less effort. Take control of your money today. Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app. Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

expent4 screens
SpendByMe4 screens

Verdict

The call

The clearest difference is in-app purchases: expent at none against SpendByMe's 7. SpendByMe's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month. expent asks for nothing beyond the download.

UpkeepUpdate frequency

expent ships an update every 3 weeks, SpendByMe every 5 days. The most recent releases landed on October 13, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 6 level
expent versus SpendByMe: the parameters behind the verdict, then further details
ParameterexpentSpendByMe
PriceFreeFree
Positive reviews—58.8% of reviews
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size33 MB90 MB
Age rating4+4+
DeveloperLee YahavAbhinav Ranjan Jha

In-app purchases

None

expent

No in-app purchases

7 purchases

SpendByMe

Subscriptions7
  • SpendByMe Pro - Monthly$1.991 Month
  • Spendbyme Plus Monthly$3.991 Month
  • Spendbyme Max Monthly$7.991 Month
Show 4 more
  • SpendByMe Pro 6 Months$7.996 Months
  • SpendByMe Pro 1 Year$14.991 Year
  • Spendbyme Plus Yearly$29.991 Year
  • Spendbyme Max Yearly$59.991 Year

Questions

Is expent free?
expent is free to download, with no in-app purchases.
Is SpendByMe free?
SpendByMe is free to download, with in-app purchases available.
Do expent or SpendByMe have ads?
Neither expent nor SpendByMe shows ads.
Which is updated more often, expent or SpendByMe?
expent ships an update every 3 weeks, and SpendByMe every 5 days. Most recently, expent was updated on October 13, 2026 and SpendByMe on October 20, 2026.

Other comparisons