BillLoop vs Last Payment
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BillLoop
Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.
- Unlimited bill tracking
- Customizable due date reminders
- Interactive home screen widgets
- iCloud sync across devices
- Color-coded categories (Pro)
- Offline OCR bill scanning (Pro)
- Data export to CSV (Pro)
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Bill Tracking Made Easy Stay on top of bills with a simple, focused way to track due dates, payments, and recurring expenses. From utilities and streaming services to monthly credit card bills, everything stays organized in one place. Key Features: • Smart Bill Management - Track unlimited bills with amounts, due dates, and notes. • Bill Notifications - Get notified up to 7 days before bills are due, at your preferred time. • Interactive widgets - View and mark bills as paid from your Home Screen. • Spotlight Search - Find your bills quickly across your device. • Seamless sync with iCloud across all your devices. Siri AI Integration: • Ask Siri about your bills by name, due date, category, paid status, or note. • Siri can also update a bill’s name, due date, note, or paid status, or delete bills. Note: Siri features require iOS 27 and Apple Intelligence, and are only available in supported regions. Pro Features: • Color-coded categories for better organization. • Private, offline OCR bill scanning powered by on-device intelligence. • Export your data to CSV files. • Personalize BillLoop with an exclusive Black app icon. Why BillLoop? Unlike complicated budgeting apps, BillLoop focuses on what matters: making sure you never miss a bill. With its clean design and powerful features, managing your recurring expenses has never been easier. Whether you're tracking a few bills or managing dozens of subscriptions, BillLoop scales with your needs. The free version includes unlimited bills, notifications, and current month insights—perfect for getting started. Upgrade to Pro to unlock advanced features like category colors, OCR scanning, and data export. Privacy Notice BillLoop is built with privacy in mind. • Your bills are stored securely in your private iCloud account. • OCR bill scanning processes completely on-device. • We don't collect, track, or sell your data. Subscriptions • Payment is charged to your Apple ID at confirmation of purchase. • Subscription auto‑renews unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in Settings › Apple ID › Subscriptions. • Free trial, if offered, converts to a paid subscription unless canceled at least 24 hours before it ends. • Any unused portion of a free trial, if offered, is forfeited when a subscription is purchased. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Last Payment
Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.
- Offline data privacy
- Unlimited bill tracking
- Flexible recurring payment setup
- Upcoming, overdue, and paid expense overview
- Customizable reminders
- Spending analytics
- Export to CSV & PDF
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Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.
Screenshots
Verdict
The clearest difference is iOS requirement: Last Payment at 16.4 against BillLoop's 18.0. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month and Last Payment sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BillLoop against 5.0 for Last Payment. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
BillLoop ships an update fortnightly, Last Payment every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.
| Parameter | BillLoop | Last Payment |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 21 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Lionel Ng | Emre Balli |
Customer experience
BillLoop
Last Payment
In-app purchases
BillLoop
- BillLoop Pro Monthly7 Days trial$2.991 Month
- BillLoop Pro Biannually$15.996 Months
- BillLoop Pro Yearly14 Days trial$29.991 Year
Last Payment
- Last Payment Pro Monthly$3.991 Month
- Last Payment Pro Yearly7 Days trial$19.991 Year
Questions
Is BillLoop free?
Is Last Payment free?
Which has better reviews, BillLoop or Last Payment?
Do BillLoop or Last Payment have ads?
Which is updated more often, BillLoop or Last Payment?
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