Vello vs Bill Tracker and Scanner Folio

Stop guessing what you owe. Vello connects directly to your bill providers so you always know what's actually due. Most apps guess from transaction history. Vello checks the source - pulling live bill status so you see exactly what's due, when it's due, and what changed. ONE DASHBOARD FOR ALL YOUR BILLS • See every bill across utilities, telecom, and more in one place • Total amount due at a glance • Clear status: due soon, overdue, paid, or needs attention REAL-TIME BILL TRACKING • Accurate due dates with countdown timers • Autopay status detection • Statement and billing period visibility • Change detection alerts for unusual increases ALWAYS-ON MONITORING • Background checks keep your bill status current • Clear "last checked" visibility • AI-powered scheduling for efficient updates SMART NOTIFICATIONS • Due date reminders (customizable) • Overdue alerts before late fees hit • Bill change alerts for large increases • Connection issue alerts VELLO PREMIUM Upgrade for enhanced capabilities: • Statement PDFs: Access and download your statements • Faster refresh: Check bills more frequently when needed • Higher capacity: More monthly status checks • Reliable Connection: Optimized routing for sensitive billers • Priority support PRIVACY & SECURITY • Passwordless login with email verification • Secure credential handling • Disconnect anytime No more hunting through portals. No more surprise bills. Just clarity. Privacy Policy: https://www.vello.money/privacy Terms of Service: https://www.vello.money/terms

Folio keeps all your subscriptions, bills, and financial documents in one secure, private app, powered entirely by on-device AI. Other apps want your bank login. Folio doesn't even have a server. • SMART DOCUMENT SCANNING Point your camera at any invoice, receipt, or contract. Folio's AI instantly extracts the provider name, amount, date, and category — no typing required. Every document is automatically organized into smart folders you can browse and search. • SUBSCRIPTION & BILL TRACKING See every recurring payment in one dashboard. Track monthly and annual totals by category. Get reminded before renewals hit. Spot price increases the moment they appear on a new invoice. • ASK ANYTHING Type questions in plain English: "How much do I spend on streaming?" or "When does my internet contract end?" Folio searches your subscriptions and documents to give you instant answers — all processed on your device. • PRIVATE BY DESIGN Every AI feature runs on Apple's on-device Foundation Models. Your documents stay in your iCloud. No third-party servers. No bank access. No tracking. We built Folio so the App Store privacy label stays honest — no data linked to you, ever. • WORKS EVERYWHERE Syncs seamlessly across your iPhone and iPad via your iCloud account. Folio Pro unlocks unlimited scanning, AI-powered search, spending insights, and multi-device sync. Start with a 7-day free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/