Vello vs Subly

Stop guessing what you owe. Vello connects directly to your bill providers so you always know what's actually due. Most apps guess from transaction history. Vello checks the source - pulling live bill status so you see exactly what's due, when it's due, and what changed. ONE DASHBOARD FOR ALL YOUR BILLS • See every bill across utilities, telecom, and more in one place • Total amount due at a glance • Clear status: due soon, overdue, paid, or needs attention REAL-TIME BILL TRACKING • Accurate due dates with countdown timers • Autopay status detection • Statement and billing period visibility • Change detection alerts for unusual increases ALWAYS-ON MONITORING • Background checks keep your bill status current • Clear "last checked" visibility • AI-powered scheduling for efficient updates SMART NOTIFICATIONS • Due date reminders (customizable) • Overdue alerts before late fees hit • Bill change alerts for large increases • Connection issue alerts VELLO PREMIUM Upgrade for enhanced capabilities: • Statement PDFs: Access and download your statements • Faster refresh: Check bills more frequently when needed • Higher capacity: More monthly status checks • Reliable Connection: Optimized routing for sensitive billers • Priority support PRIVACY & SECURITY • Passwordless login with email verification • Secure credential handling • Disconnect anytime No more hunting through portals. No more surprise bills. Just clarity. Privacy Policy: https://www.vello.money/privacy Terms of Service: https://www.vello.money/terms

Subly shows you how much you pay for subscriptions and reminds you before every charge. No bank connection and no account needed. THE ESSENTIALS • Reminders before every charge and before a free trial ends, so you can cancel what you don't use in time. • All your monthly spending in one number, even if you pay in several currencies (European Central Bank reference rates). • Your year: what you've spent so far, what's expected through December and what your current subscriptions cost per year. • A calendar with all your charges and each month's list of payments. • Monthly budget with an alert if you go over it. • Icons and colors for every subscription, and 100+ services suggested as you type. CANCEL WITHOUT GETTING LOST • Every subscription shows how to cancel it: the service's cancellation page and your App Store subscriptions. • See how much you've paid since you added it and what it costs per year. • Savings simulator: mark what you don't use and see how much you'd save. SPLIT COSTS • Note who you share each subscription with and how much each person owes you. • Mark it as paid or send a reminder by message. ADD IN SECONDS • Type the name or scan a receipt with the camera or from a screenshot. Text is recognized on your own device. ON ALL YOUR DEVICES • iCloud sync. • Widgets for the Home Screen and the Lock Screen. • Apple Watch app with your spending and upcoming charges. PRIVACY • No accounts, no bank access and no ads. • Your data stays on your device and in your private iCloud. • Face ID lock and export to CSV or JSON. SUBLY PRO For free you get up to 4 active subscriptions with reminders 1 day before the charge, calendar, budget, shared costs, receipt scanner and widgets. Subly Pro adds unlimited subscriptions, reminders as many days in advance as you want, iCloud sync, the Apple Watch app, "Your year" and currency conversion. • Annual plan with a 1-month free trial for new subscribers. If you don't cancel before the trial ends, the annual fee is charged. • Monthly and annual plans: auto-renewable subscriptions. Payment is charged to your Apple Account at confirmation of purchase. They renew automatically unless canceled at least 24 hours before the end of the current period. You can manage and cancel them in your Apple Account settings. • One-time purchase: unlocks Subly Pro forever, with no renewals. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/subly-app-/inicio