Budget & Expense Track vs Apunta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget & Expense Track
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Master your money with Stack – the intelligent budget tracker and expense manager that helps you save more, spend smarter, and achieve your financial goals. SMART BUDGET TRACKER & EXPENSE MANAGER Take control of your personal finance with powerful AI-driven tools. Track every expense, manage multiple budgets, and watch your savings grow. EXPENSE TRACKER • Quick expense tracking with smart categorization • Track income, expenses, and transfers instantly • Add notes and tags to every transaction • Recurring bill tracker for subscriptions • Receipt management and expense reports BUDGET PLANNER • Create unlimited budgets (monthly, weekly, custom) • Real-time budget tracking with smart alerts • Visual progress bars show spending vs budget • Category-based budget management • Get alerts before overspending MONEY MANAGER • Manage multiple accounts (checking, savings, credit cards) • Real-time balance tracking across all accounts • Net worth calculator and financial overview • Transfer money between accounts • Track cash, bank accounts, and investments AI FINANCIAL ADVISOR • Get personalized money-saving tips • Spending pattern analysis and insights • Budget optimization recommendations • Ask questions about your finances • Smart expense categorization SPENDING ANALYTICS • Beautiful charts show spending trends • Category breakdown and expense analysis • Income vs expense comparison • Custom date range reports • Export financial data anytime BILL TRACKER • Never miss a payment with bill reminders • Track recurring expenses and subscriptions • Set up automatic transaction recording • Manage all your bills in one place SAVINGS GOALS • Set and track financial goals • Monitor progress toward savings targets • Get motivated with visual progress • Achieve your money goals faster SECURE & PRIVATE • Bank-level security for your financial data • All data stored locally on your device • Optional iCloud backup and sync • Biometric authentication (Face ID/Touch ID) • No account required – your privacy matters BEAUTIFUL DESIGN • Modern, intuitive interface • Dark mode for comfortable viewing • Customizable categories with icons • Smooth animations and haptic feedback • Designed for iPhone and iPad SUBSCRIPTION OPTIONS Start with our free plan and upgrade anytime: • Free: Basic expense tracking + budget management • Saver ($4.99/mo): Advanced insights + priority support • Investor ($9.99/mo): Premium features + investment tracking PERFECT FOR: - Personal finance management - Budget planning and expense tracking - Bill tracking and payment reminders - Savings goal tracking - Debt management - Small business expense tracking - Family budget planning - Student money management WHY CHOOSE STACK? • Easy expense tracker – add transactions in seconds • Powerful budget planner – stay on track with your money • Smart money manager – see all your finances in one place • AI-powered insights – get personalized financial advice • Beautiful design – enjoy using your finance app • Privacy-first – your financial data stays on your device Download Stack now and take control of your personal finance. Start tracking expenses, managing budgets, and saving money today! Terms: https://kinana.xyz/stack/terms Privacy: https://kinana.xyz/stack/privacy
Apunta
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Apunta is the fastest expense notebook: type the way you talk and the app does the rest. Type “lunch 14.50, uber 9, netflix 15.49” and Apunta creates all three entries with amount, category and date. It understands “yesterday”, “last night”, “2.5k” and amounts in your currency. LOG WITHOUT EFFORT • Several expenses at once, separated by commas • Income and expenses, with a preview before saving • Dictate with your voice or attach a photo of the receipt • Log without opening the app: Siri, the Action button, Control Center and widgets • Shortcuts for bank alerts and Apple Pay payments • Daily reminder and location reminders (optional) ORGANIZE YOUR MONEY • Automatic categories, your own categories and #tags • Payment methods with the banks and wallets of your country • Accounts with balances, transfers and credit cards with installments • Recurring expenses, payment reminders and debts • Category budgets with alerts • More than 20 currencies, including the euro • Import from CSV and export to CSV, Excel or PDF SEE WHERE IT GOES • Monthly statistics with a category chart • Comparison with last month and daily average • Weekly streak to build the habit • Usage tips that show up little by little APUNTA PRO (optional subscription) • Available today: how much you can spend today based on your budget or pay period • Month projection and monthly summary • Can I afford it? and Ask Apunta (processed on your iPhone) • Savings goals, previous months and a yearly view • Trip mode with its own currency and budget • Advanced widgets • Encrypted sync across your devices • Daily encrypted backup with receipt photos • Unlimited budgets and categories, no ads Apunta can be used for free with non-personalized ads. Apunta Pro is offered as a monthly or yearly subscription with a free trial. Payment is charged to your Apple ID account and the subscription renews automatically unless cancelled at least 24 hours before the end of the period. You can manage or cancel it in your Apple account settings. PRIVACY Apunta asks you to sign in with Apple or Google to keep your notebook safe with a cloud backup. Your expenses are encrypted on your iPhone before they leave it (end-to-end encryption): not even we can read them. You can delete your account and all your data from the app at any time. Terms of use: https://theprolegendary.github.io/terms.html Privacy policy: https://theprolegendary.github.io/privacy-en.html
Screenshots
Verdict
The clearest difference is in-app purchases: Budget & Expense Track at none against Apunta's 2. Budget & Expense Track also leads on ads (none vs shown) and update cadence (every 4 days vs every 4 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Apunta sells 2 in-app purchases, starting at $4.99 per month. Budget & Expense Track asks for nothing beyond the download.
Budget & Expense Track ships an update every 4 days, Apunta every 4 months. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.
| Parameter | Budget & Expense Track | Apunta |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 11 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Mohamed Fakiri | Jhon Moreno Arroyo |
In-app purchases
Budget & Expense Track
No in-app purchases
Apunta
- Apunta Pro Monthly7 Days trial$4.991 Month
- Apunta Pro Annual7 Days trial$39.991 Year









