Payback vs BorrowLog

Stop forgetting who owes you money. Payback is a simple, elegant way to track money you've lent or borrowed — so you always know who owes you, how much, and where things stand. No spreadsheets. No confusion. Just clarity. STAY IN CONTROL - Track money owed and what you owe - Log repayments and update balances instantly - See totals and progress at a glance - Add notes and keep everything organised - Find anything fast with powerful search BUILT FOR REAL LIFE Perfect for: - Friends and shared expenses - Roommates and rent tracking - Family loans and IOUs SIMPLE. PRIVATE. RELIABLE. Your data stays on your device. No accounts. No bank connections. Just a clean, secure way to stay on top of things. FREE TO USE Payback is free, including balance and Lock Screen widgets. The free plan covers up to 5 active debts at a time. GO FURTHER WITH PAYBACK PLUS Unlock advanced features including: - Larger Home Screen widgets and detailed widget layouts - Unlimited active debts - Contact linking for easier tracking - Payment requests using your preferred method - Recurring debts and interest tracking - Due dates, reminders and photo receipts - Detailed statistics and charts - PDF and CSV exports for reporting ALWAYS WITHIN REACH Use Home Screen and Lock Screen widgets to instantly see balances, upcoming amounts, and progress. TAKE CONTROL TODAY Download Payback and never lose track of money again. — Prices are in USD and may vary by region. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Any unused portion of a free trial is forfeited when you purchase a subscription. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

BorrowLog helps you keep a clear and reliable record of money borrowed and lent between friends, family members, colleagues and other trusted contacts. Instead of relying on messages, handwritten notes or memory, BorrowLog keeps repayment details, balances, interest and payment history organised in one convenient place. With BorrowLog, you can: • Record money you have borrowed or lent • Invite the other person to view a shared record • Track full and partial repayments • See outstanding and repaid balances • Calculate agreed interest • Create structured repayment plans • Set payment dates and reminders • Monitor repayment progress • Add notes to each borrowing or lending record • Maintain a transparent transaction history SHARED RECORDS Create a record and share it with the other person involved. Both parties can view the agreed amount, repayment details, remaining balance and payment history. REPAYMENT TRACKING Record full or partial repayments and keep an accurate overview of how much has been paid and how much remains outstanding. INTEREST CALCULATIONS Add an agreed interest rate and let BorrowLog calculate repayment amounts clearly. This helps both parties understand the expected repayment terms. PAYMENT PLANS AND REMINDERS Create repayment schedules, set due dates and receive reminders for upcoming or overdue payments. CLEAR AND ORGANISED HISTORY Keep borrowing and lending information separate from chats, notes and spreadsheets. Every update remains organised within the relevant record. BorrowLog is designed for personal agreements between people who already know and trust each other. It helps reduce confusion by keeping the details transparent and easy to understand. BorrowLog does not provide loans, transfer money, make lending decisions, collect repayments or connect users with commercial lenders. It is a private record-keeping, calculation and reminder tool for agreements made outside the app. Keep borrowing and lending organised with BorrowLog.