Lendnote vs BorrowLog

Tired of forgetting who owes you money - or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks. Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date. KEY FEATURES SMART AI INPUT Just type naturally - "Lent John $50 for lunch" - and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap. TRACK LENDING AND BORROWING Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled. SMART DASHBOARD See your net balance at a glance - total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen. STATISTICS AND TRENDS See how much you lend and borrow over time. Pick a period, compare one month against the next, and spot the pattern behind the numbers. PDF STATEMENTS Turn any debt into a clean PDF statement. Preview it first, then send it from any app - handy when someone would rather have the details in writing. PHOTO PROOF Attach photos to a transaction and keep proof of what actually changed hands. INTEREST TRACKING Record an interest rate on a debt and see how much has built up. Interest is shown for reference and is never added to the balance on its own. PARTIAL PAYMENT TRACKING Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you. DEBT RECORDS AND STATUS Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left. CONTACT MANAGEMENT Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place. DUE-DATE REMINDERS Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again. READY-TO-SEND REMINDERS Need to ask for your money back? Lendnote writes the message for you - choose the tone, edit it if you like, and send it from the app you normally use. SHAREABLE RECEIPTS Share any debt as a tidy receipt image, so both sides are looking at the same record. POWERFUL SEARCH AND FILTERS Find any transaction or debt record fast - search by name or note, filter by type and status, and sort by date or due date. WHY CHOOSE Lendnote PRIVATE BY DESIGN All financial data is stored locally on your device. Your transactions and contacts never leave your phone. APP LOCK Keep Lendnote behind your fingerprint or face, using the lock your device already has. Nothing extra to set up, no PIN to forget. NO ACCOUNT NEEDED Start tracking debts immediately. No sign-up, no email, no hassle. FAST AND INTUITIVE A clean, modern interface designed to log a loan in seconds. AI THAT SAVES TIME The smart parser turns everyday language into accurate records, so you spend less time on data entry. PERFECT FOR Tracking loans between friends and family Keeping proof and paperwork for loans between people who know each other Remembering small IOUs that add up Anyone who wants a clear money lending app without spreadsheets Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe - the simple, private debt tracker that keeps your money organized.

BorrowLog helps you keep a clear and reliable record of money borrowed and lent between friends, family members, colleagues and other trusted contacts. Instead of relying on messages, handwritten notes or memory, BorrowLog keeps repayment details, balances, interest and payment history organised in one convenient place. With BorrowLog, you can: • Record money you have borrowed or lent • Invite the other person to view a shared record • Track full and partial repayments • See outstanding and repaid balances • Calculate agreed interest • Create structured repayment plans • Set payment dates and reminders • Monitor repayment progress • Add notes to each borrowing or lending record • Maintain a transparent transaction history SHARED RECORDS Create a record and share it with the other person involved. Both parties can view the agreed amount, repayment details, remaining balance and payment history. REPAYMENT TRACKING Record full or partial repayments and keep an accurate overview of how much has been paid and how much remains outstanding. INTEREST CALCULATIONS Add an agreed interest rate and let BorrowLog calculate repayment amounts clearly. This helps both parties understand the expected repayment terms. PAYMENT PLANS AND REMINDERS Create repayment schedules, set due dates and receive reminders for upcoming or overdue payments. CLEAR AND ORGANISED HISTORY Keep borrowing and lending information separate from chats, notes and spreadsheets. Every update remains organised within the relevant record. BorrowLog is designed for personal agreements between people who already know and trust each other. It helps reduce confusion by keeping the details transparent and easy to understand. BorrowLog does not provide loans, transfer money, make lending decisions, collect repayments or connect users with commercial lenders. It is a private record-keeping, calculation and reminder tool for agreements made outside the app. Keep borrowing and lending organised with BorrowLog.