WalletSum vs SpendTally

WalletSum helps you track income and expenses and manage your personal or family finances in a clear and easy-to-understand way. You can use WalletSum for your daily personal spending, or create shared wallets to manage expenses together with your partner, family members, or roommates. What you can do with WalletSum: • Quick expense tracking: Add income or expenses in just a few steps. The interface is simple and easy to use from the start. • Separate personal and shared wallets: Keep your personal spending private while creating shared wallets to track and update expenses together with your family in real time. • Clear permission control: Manage access and editing rights for each member in a shared wallet. • Sync between app and web: Your data is continuously updated between your phone and browser, so you can track it anytime. • Multi-currency and multi-language support: Suitable if you use different currencies or need the app in different languages. • Full features available on the free plan: WalletSum does not limit its core features, allowing you to use it reliably over the long term without needing to upgrade.

SpendTally is a private expense tracker, budget planner, bill organizer, and subscription tracker for iPhone. Log spending in seconds, plan upcoming payments, and understand where your money goes - without creating an account or connecting a bank. TRACK EXPENSES FAST - Record expenses, income, refunds, and transfers from one amount-first editor. - Add categories, accounts, notes, dates, and spending roles. - Edit, duplicate, refund, or delete transactions with quick swipe actions. - See live budget impact before saving a transaction. PLAN BUDGETS - Create daily, weekly, monthly, and yearly budgets. - See spent, remaining, pace, and projected totals. - Connect budgets to categories and planned payments. - Track saving goals with dated contributions and progress history. BILLS, SUBSCRIPTIONS & REMINDERS - Organize recurring bills, subscription renewals, paydays, and debt payments. - See what is overdue, due today, coming in the next 7 days, or scheduled later. - Get local reminders at the time you choose. - Move a payment to tomorrow, skip an occurrence, edit the schedule, or log it as paid. - Deleted linked payments return to the upcoming schedule when they are still due. ACCOUNTS AND CASH FLOW - Track manual cash, bank, savings, credit card, loan, asset, and liability balances. - Review income versus spending and available money after commitments. - Keep transfers and liability payments from being counted twice. ANALYZE YOUR SPENDING - Explore cash flow, budget performance, category breakdowns, and spending patterns. - Compare expected costs with actual payments. - Convert recurring costs into clear monthly and yearly totals. - Spot spending leaks and understand their share of your income. SMART IPHONE TOOLS - Scan receipts and bills with on-device text recognition, then review before saving. - Use Home Screen and Lock Screen widgets for quick money context. - Run Siri and Shortcuts actions for quick logging and reports. - Follow weekly progress with Live Activities when enabled. PRIVATE BY DESIGN - Your financial records stay on your device. - No account, bank connection, ads, or analytics SDK. - Core money tracking works offline. - You decide what to enter, change, export, or delete. SpendTally brings expense tracking, budgeting, bill reminders, subscriptions, accounts, goals, and spending insights into one connected local finance system. Privacy: https://spendtally-support.pages.dev/privacy.html Support: https://spendtally-support.pages.dev/support.html