WalletSum vs Zeroed
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WalletSum
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WalletSum helps you track income and expenses and manage your personal or family finances in a clear and easy-to-understand way. You can use WalletSum for your daily personal spending, or create shared wallets to manage expenses together with your partner, family members, or roommates. What you can do with WalletSum: • Quick expense tracking: Add income or expenses in just a few steps. The interface is simple and easy to use from the start. • Separate personal and shared wallets: Keep your personal spending private while creating shared wallets to track and update expenses together with your family in real time. • Clear permission control: Manage access and editing rights for each member in a shared wallet. • Sync between app and web: Your data is continuously updated between your phone and browser, so you can track it anytime. • Multi-currency and multi-language support: Suitable if you use different currencies or need the app in different languages. • Full features available on the free plan: WalletSum does not limit its core features, allowing you to use it reliably over the long term without needing to upgrade.
Zeroed
Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.
- Envelope budgeting
- Privacy-focused, data stays on device
- Receipt scanner
- Smart bank statement import (CSV, PDF)
- Reports and charts
- Scheduled transactions
- Home-screen widgets
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Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.
Screenshots
Verdict
WalletSum and Zeroed are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WalletSum sells 4 in-app purchases, starting at $4.99 per month and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
WalletSum ships an update every 4 days, Zeroed weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | WalletSum | Zeroed |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 93 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Le Hoan Ho | Stillware Ltd |
In-app purchases
WalletSum
- WalletSum Pro (Monthly)$4.991 Month
- WalletSum Family (Monthly)$19.991 Month
- WalletSum Pro (Yearly)$49.991 Year
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- WalletSum Family (Yearly)$199.991 Year
Zeroed
- Zeroed - Offline Budget Planner$19.99









