SurfCash vs Neon Wallet USCA

SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.

Registered with FinCEN (Financial Crimes Enforcement Network), Registration No.: MRX26-00001269 Neon Wallet USCA is a secure, non-custodial cryptocurrency wallet designed for the United States and Canada market. Take full control of your digital assets with military-grade encryption and biometric security. Key Features: • Multi-chain support — Ethereum (ERC-20) and Solana (SPL) tokens • Send and receive crypto instantly with QR code scanning • Built-in token swap with best rates across DEX aggregators • P2P trading — buy and sell crypto directly with other users • Real-time portfolio tracking in USD • Biometric authentication (Face ID / Fingerprint) • PIN code protection with auto-lock • Secure seed phrase backup and recovery • Dark mode support • Multi-language interface Security First: • Non-custodial — only you control your private keys • Seed phrase encrypted and stored locally • No personal data collected • Open-source security architecture Operated by NEON USA FINANCE INC Jurisdiction: Delaware, USA FinCEN MSB Registration: MRX26-00001269 Website: www.neon-financegroup.com Support: info@neon-financegroup.com