Pobi vs X记账

Pobi - Light tracking, every entry counted. 【Why "Pobi"】 "Po" — bubbly and light "Bi" — your money, in and out No complicated finance management. Just an effortless way to log every expense and every bit of income. 【Three ways to log, each takes only 3 seconds】 Manual entry — Classic, precise control AI Photo — Snap a receipt or bill, up to 9 at once AI Voice — Say "Lunch $12, taxi $8" and it logs both at once 【What makes Pobi different】 Income + Expense — See where money goes AND where it comes from No budget alerts — We won't nag you about overspending No judgment — Your money, your call Multiple ledgers — Personal, family, business, travel, kept neatly apart (Pro) 【Who is it for】 People who want to track money but hate complexity People who've quit other tracker apps People who just want to know "where did my money go, and what's left" People who love a soft, dreamy aesthetic 【Design philosophy】 Money tracking shouldn't be a chore. We believe less is more — fewer features, easier to stick with. Light tracking, every entry counted. --- Terms of Service: https://api.lishuo.net/paozhi/v1/app/terms.html Privacy Policy: https://api.lishuo.net/paozhi/v1/app/privacy.html Email: lishuo.net@gmail.com

X记账是一款以“今日消费状态”为核心的本地账本。打开 App，就能快速看到今天花了多少、主要花在哪些类型，以及本月预算是否仍在控制范围内。 付款后快速记录 在微信、支付宝、Apple Pay 或其他付款成功页，你可以配合一个个人快捷指令和“轻点背面”快速记录。触发后依次显示“识别中…”与识别结果，并在灵动岛中核对金额、商户、消费场景和扣款账户后保存。连续确认并主动开启后，完整且高可信的结果也可自动保存；其他结果仍交由你确认。 隐私优先的本机识别 付款截图只由你主动通过快捷指令传入，并使用 Apple Vision 在本机识别。X记账不会主动读取其他 App、聊天、通知或相册，不保存原始付款截图，也不会上传账单数据。 清楚掌握消费状态 • 今日支出与昨日对比 • 消费类型分布 • 周、月、年消费趋势 • 月度预算与超支状态 • 资产、负债及扣款账户记录 • 待处理账单集中确认 快速访问 • iPhone 桌面小组件 • 锁屏与灵动岛待确认提醒 • App 快捷指令与个人自动化 • CSV 账单导出 现有功能免费使用 新增与编辑账单、预算、账户管理、付款截图识别、自动记账和 CSV 导出均免费开放，无试用期限，无需订阅或买断。 无需注册账号。数据默认保存在本机，由你自己掌控。 使用条款：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策：https://tall-axolotl-1b5.notion.site/X-38e464420afe8065b0c3e7f403a74c0b