Subs Diary vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subs Diary
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"Here's how I caught $200 a year in payments I'd forgotten about" — just by spotting the subscriptions I no longer used and cancelling them. Netflix. Spotify. That cloud storage from 2019. Three services you're still paying for every month — and you've stopped using two of them. Subs Diary shows you everything you pay for, how much it adds up to, and exactly when each renewal hits — so you can cancel before the money leaves your account. 【What Changes When You See It All at Once】 • No more "wait, I'm still paying for that?" moments • You actually know your monthly subscription spend — down to the cent • You catch renewal dates before they sneak past you • You stop paying for apps you forgot you downloaded 【Everything Subscriptions, Organized】 - Subscription Tracker — Add every service: streaming, music, gaming, cloud, and more - Monthly & Annual Totals — See your real recurring spend automatically calculated - Renewal Reminders — 3-day advance notifications. Cancel before it renews. - Visual Stats — Pie charts and monthly trend graphs. See where it goes. - Category Sorting — Group by type. Spot the waste instantly. - Offline, Private — Your financial data stays on your device. People say things like: "Found $80/month I was paying for and never used. Cancelled 4 services in one day." "The 3-day warning saved me from a $200 annual charge twice." "I thought I had 5 subscriptions. The app found 11." "I tried tracking subscriptions in a spreadsheet. I kept it updated for maybe two weeks." — A spreadsheet doesn't remind you. It won't tell you a renewal is in 3 days. This app does — automatically, without you having to remember to check. "I'll just check my bank statement." — Your bank shows what already happened. This shows what's coming. "I signed up for a free trial and forgot to cancel." — Add the trial end date when you register. You'll get a reminder before the charge hits — enough time to decide if you want to keep it or cut it. "Do the reminders actually work?" — Yes. 3 days before every renewal, your phone gets a notification. No more opening your bank app and wondering why there's a new charge. "Is my financial data safe?" — Everything stays on your device. No bank connection. No login required. Your subscription list never touches a server. "Am I imagining how hard it is to cancel?" — No. In 2026, the FTC sued Uber over Uber One — 28 million subscribers signed up in one tap, while cancelling required up to 23 screens and 32 actions. That's the industry you're up against. Subs Diary is built for the opposite: see every subscription, cancel before it renews, no maze required. "My bank statement shows charges I don't even recognize — I can't tell which service they're from." — When you register a service in Subs Diary, you give it a name you'll recognize. AMZN*PRIME becomes Amazon Prime in your list. The next time a charge you can't place shows up, your registered list tells you exactly what it is. "Do I need to pay?" — Tracking subscriptions and renewal reminders are free. Premium adds more. Price shown before you commit. 【Premium Plan】 See in-app for pricing. Subscription auto-renews unless canceled 24 hours before renewal. Privacy Policy: https://subs-tracker-prod.web.app/privacy.html Terms of Use: https://subs-tracker-prod.web.app/terms.html Download now — find out what you're actually paying for. 【From the Finance Series — Related Apps】 If you're cutting subscription waste, you might also need: - Cash Tally (cash register reconciliation — end the counting stress) - Habit Fi (daily financial habits for long-term control) Search each app name on the App Store. You might also like - CashTally - Money Counter: Close the Register in 15 Min - Day Ritual – Daily Habits: One Goal. AI Builds Your Day. - FridgeCook AI - Recipe Finder: 3-Second Recipe. No Thinking. Search for these apps by name on the App Store.
Expense Tracker
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Track every expense and income with subcategories for detailed spending insights. Export your data as CSV. MyDinero is a simple, private money manager designed for clarity over complexity — without ever connecting a bank account. You know how much you spent on "Food" last month — but was it groceries, restaurants, or delivery? MyDinero answers that with two-level categories. See your total spending and the full breakdown in one view. Add daily totals, visual budgets, recurring transactions, and iCloud sync — everything you need to take control of your money. FEATURES →Subcategories Create Food → Groceries, Restaurants, Coffee. See total category spending and the full breakdown. Custom icons and colors. →Lightning-Fast Expense Entry Add any transaction in 3 taps. Category → Amount → Done. Calculator-style number pad with smart defaults and haptic confirmation. →Daily Totals at a Glance See how much you spent each day without mental math. Color-coded indicators show whether you're under, approaching, or over budget. →Multiple Accounts Track cash, checking, savings, and credit cards with running balances. Set a default account so every entry is one less tap. →Transfers Without Double-Counting Move money between accounts without it appearing as income or expense. Your totals stay accurate. →Recurring Transactions Set up rent, subscriptions, and bills once. They auto-populate on schedule. Skip or modify any instance without breaking the series. →Budgets Set monthly limits per category with visual progress bars. Custom start dates for your budget cycle. Rollover unused amounts. Get notified when approaching limits. →Charts & Reports Pie charts for category breakdown, bar charts for spending trends, income vs expense comparison. Tap any segment for details. →iCloud Sync Seamlessly sync across iPhone and iPad. No account creation required. →CSV Export One-tap export with detailed, simple, or custom column profiles. →Streak Tracking Build a daily logging habit with streak counter and shareable milestone cards. →Smart Reminders Daily logging prompts and bill due date alerts. Build awareness without the annoyance. →Dark Mode & Accessibility VoiceOver compatible, Dynamic Type support. One-handed use with large touch targets. WHY MYDINERO → Privacy by design — no bank connections, your data stays on your device → Subcategories with rollup reporting — the big picture and the details → Daily totals everywhere — know your spending at a glance → Manual entry with intention — track spending mindfully → Native iOS interface — feels like it belongs on your iPhone SUBSCRIPTION INFORMATION Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage and cancel subscriptions in your App Store account settings. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Terms of Use: https://mydinero.app/terms Privacy Policy: https://mydinero.app/privacy DISCLAIMER MyDinero is a personal expense tracking and budget planning tool. It is not a financial advisory service and does not provide financial advice, investment recommendations, or tax guidance. All information is for personal awareness only. Always consult qualified financial professionals for financial advice or tax planning. Individual results may vary.
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Subs Diary's shown. Subs Diary's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subs Diary sells 3 in-app purchases, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Subs Diary ships an update every 3 weeks, Expense Tracker every 2 weeks. The most recent releases landed on October 4, 2026 and October 2, 2026 respectively.
| Parameter | Subs Diary | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 103 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Tomohito Kii | EL MEHDI ZAKRI |
In-app purchases
Subs Diary
- Monthly - Subs Diary7 Days trial$2.991 Month
- Annual - Subs Diary7 Days trial$14.991 Year
- Lifetime Premium$29.99
Expense Tracker
- Monthly3 Days trial$3.991 Month
- Yearly7 Days trial$24.991 Year
Questions
Is Subs Diary free?
Is Expense Tracker free?
Do Subs Diary or Expense Tracker have ads?
Which is updated more often, Subs Diary or Expense Tracker?
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