Comparison

LuCent vs Quotra

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: โ—‰ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. โ—‰ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. โ—‰ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): โ€ข Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. โ€ข Joint Accounts: Seamlessly manage shared expenses with a partner or family member. โ€ข Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. โ€ข Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: โ€ข Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. โ€ข Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. โ€ข Unlimited Access: Create unlimited wallets and custom categories. โ€ข Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

About

Quotra

Features
Read full description

YOUR MONEY. YOUR RULES. YOUR PRIVACY. How much can you spend today? Will you have enough until payday? And what if your expenses could log themselves? Quotra helps you see more than your current balance. Understand what's coming next, plan ahead, and feel confident about your money. No complicated spreadsheets or unnecessary setup. APPLE PAY โ€” EXPENSES THAT TRACK THEMSELVES Set up an automation with Apple Wallet and Shortcuts once, and your Apple Pay purchases can be added to Quotra automatically. Less manual tracking. More time for life. YOUR FINANCES STAY YOURS โ€ข No registration or account required. โ€ข No bank account connection. โ€ข No storage of personal financial records on our servers. โ€ข No ads. Your personal income, expenses, and balances stay on your iPhone. We don't need access to your bank accounts or personal financial records. MORE THAN A BALANCE. A LOOK AHEAD. โ€ข SAFE-TO-SPEND AMOUNT Know how much you can comfortably spend today without going over budget. โ€ข UPCOMING PAYMENTS Stay ahead of subscriptions, recurring bills, and expected income. โ€ข BALANCE FORECAST See how upcoming payments and planned expenses could affect your balance. โ€ข SHARED FINANCES Plan and manage a shared budget with your partner or family in a dedicated shared space. LESS TRACKING. MORE PEACE OF MIND. Quotra doesn't tell you how to spend your money. It simply helps you understand your finances, prepare for what's next, and make decisions with confidence. Download Quotra and take control of your money. No registration needed. Privacy Policy: https://appsby.bond/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

LuCent4 screens
Quotra4 screens

Verdict

The call

The clearest difference is ads: Quotra at none against LuCent's shown. LuCent's advantage is update cadence (every 4 days vs every 11 days) and iOS requirement (18.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month and Quotra sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

LuCent ships an update every 4 days, Quotra every 11 days. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

Scorecard3 real differences ยท 3 level
LuCent versus Quotra: the parameters behind the verdict, then further details
ParameterLuCentQuotra
PriceFreeFree
Update frequencyEvery 4 days โ€” betterEvery 11 days
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS18.0 โ€” better26.0
Further details โ€” not scored
Size49 MB43 MB
Age rating4+4+
DeveloperSiarhei NikalaichykRuslan Bondarchuk

In-app purchases

3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99
4 purchases

Quotra

Subscriptions4
  • Quotra Pro7 Days trial$3.991 Month
  • Quotra Family7 Days trial$6.991 Month
  • Quotra Pro7 Days trial$29.991 Year
Show 1 more
  • Quotra Family7 Days trial$49.991 Year

Questions

Is LuCent free?
LuCent is free to download, with in-app purchases available.
Is Quotra free?
Quotra is free to download, with in-app purchases available.
Do LuCent or Quotra have ads?
LuCent shows ads; Quotra does not.
Which is updated more often, LuCent or Quotra?
LuCent ships an update every 4 days, and Quotra every 11 days. Most recently, LuCent was updated on October 28, 2026 and Quotra on November 5, 2026.

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