Comparison

LuCent vs FinanzApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LuCent

Features
Read full description

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

About

FinanzApp

Features
Read full description

Toma el control de tu dinero. FinanzApp te ayuda a registrar tus ingresos y gastos en segundos, entender en qué se te va el mes y ahorrar más. Sin registro. Sin cuentas. Sin servidores. Tus finanzas se quedan en tu iPhone. REGISTRO EN SEGUNDOS • Añade un gasto o un ingreso con un par de toques • Teclado numérico propio, pensado para escribir importes • Atajos personalizables para tus movimientos de siempre: el café, el transporte, el recibo del mes ENTIENDE TUS HÁBITOS • Gráficas claras de balance y de reparto por categoría • Resumen por semana, mes o año • Ingresos y gastos separados, para ver de dónde viene y a dónde va tu dinero ORGANIZA A TU MANERA • Crea tus propias categorías con icono y color • 13 categorías listas desde el primer día • 21 monedas disponibles: USD, EUR, MXN, COP, PEN, CLP, ARS, BRL y más • Elige el día en que empieza tu mes, por si cobras a mitad de mes PRIVACIDAD DE VERDAD • Todo se guarda en una base de datos local, dentro de tu dispositivo • No pedimos registro ni correo electrónico • No enviamos tu información financiera a ningún servidor PROTEGE TU INFORMACIÓN • Bloqueo con Face ID, Touch ID o PIN de 4 dígitos • Se bloquea sola al dejarla en segundo plano TUS DATOS SON TUYOS • Exporta un respaldo completo a un archivo • Restáuralo cuando cambies de teléfono o si borras la app DISEÑO CUIDADO • Modo claro y modo oscuro • Interfaz rápida, sin distracciones FinanzApp es gratuita y se financia con anuncios discretos. Descárgala y empieza hoy a que tu dinero te rinda más.

Screenshots

LuCent4 screens
FinanzApp4 screens

Verdict

The call

The clearest difference is in-app purchases: FinanzApp at none against LuCent's 3. FinanzApp also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month. FinanzApp asks for nothing beyond the download.

UpkeepUpdate frequency

LuCent ships an update every 4 days, FinanzApp weekly. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 4 level
LuCent versus FinanzApp: the parameters behind the verdict, then further details
ParameterLuCentFinanzApp
PriceFreeFree
Update frequencyEvery 4 days — betterWeekly
AdsYesYes
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size49 MB50 MB
Age rating4+4+
DeveloperSiarhei NikalaichykLuis Bone

In-app purchases

3 purchases

LuCent

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium$19.991 Year
One-time1
  • Lifetime Premium$39.99
None

FinanzApp

No in-app purchases

Questions

Is LuCent free?
LuCent is free to download, with in-app purchases available.
Is FinanzApp free?
FinanzApp is free to download, with no in-app purchases.
Do LuCent or FinanzApp have ads?
Both LuCent and FinanzApp show ads.
Which is updated more often, LuCent or FinanzApp?
LuCent ships an update every 4 days, and FinanzApp weekly. Most recently, LuCent was updated on October 28, 2026 and FinanzApp on October 24, 2026.

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