Comparison

Debtyy vs Lend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtyy

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Highlights
  • Track interpersonal debts
  • Record partial payments
  • Set custom reminders
  • Offline-first functionality
  • iCloud sync
  • Privacy-focused
Features
Read full description

Lent money to a friend and forgot about it? Debtyy remembers who owes you, how much and when it's due — and helps you get it back without awkward conversations. WHY DEBTYY • One place for every personal debt: who owes you and who you owe • Partial payments with full history and a progress bar • Gentle reminders before, on and after the due date — shown only to you, never sent to your friends • Share a debt as a clean card in one tap: amount, due date and progress, ready for iMessage, WhatsApp or Telegram • Lock the app with Face ID or Touch ID, debts stay hidden in the app switcher (Pro) • Statistics per person and an archive of closed debts • Attach photos or PDFs: receipts, transfers, IOU notes • Export everything to CSV or PDF (Pro) • Works offline; optional iCloud sync between iPhone and iPad (Pro) • No accounts, no ads, no tracking — your data lives on your device or in your own iCloud HOW IT WORKS 1. Add a debt in seconds: person, amount, due date, note. 2. Log payments as they come in. 3. Get a reminder when it's due — or send a friendly card yourself. 4. Close the debt and keep the history. FREE AND PRO Debtyy is free for up to 3 active debts. Debtyy Pro unlocks unlimited debts, iCloud sync, Face ID lock, export, themes and app icons. Monthly or yearly, cancel anytime in your Apple ID settings. PRIVACY Debtyy never asks for a login and never contacts the people you owe or who owe you. Reminders are local notifications for you only. Debtyy is built for personal debts between people — money lent to friends, borrowed from family, split trips and dinners. It is not a budgeting or expense app. Questions or ideas? Write to us from Settings → Contact Support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Lend Tracker

Features
Read full description

Lend Tracker is a private personal loan ledger for iPhone. Use it to keep track of borrower balances, principal amounts, monthly interest, payment history, and total due amounts without maintaining a manual spreadsheet. Key features: - Dashboard for total due, pending principal, and pending interest - Borrower-level loan records - Monthly interest and APR visibility - Flexible payment tracking - Payment notes and history - CSV export for personal backup - Local-first storage on your device Lend Tracker is designed for personal record keeping. It does not originate loans, connect lenders and borrowers, process payments, collect money, provide credit, or provide financial, legal, lending, collection, or tax advice.

Screenshots

Debtyy4 screens
Lend Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Lend Tracker at none against Debtyy's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtyy sells 2 in-app purchases, starting at $1.99 per month. Lend Tracker asks for nothing beyond the download.

Scorecard1 real difference · 8 level
Debtyy versus Lend Tracker: the parameters behind the verdict, then further details
ParameterDebtyyLend Tracker
PriceFreeFree
Rating4.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.018.0
Further details — not scored
Size19 MB1 MB
Age rating4+4+
DeveloperAkylbek UtekeshevAmcle IT Solutions Inc

In-app purchases

2 purchases

Debtyy

Subscriptions2
  • Monthly$1.991 Month
  • Annually$12.991 Year
None

Lend Tracker

No in-app purchases

Questions

Is Debtyy free?
Debtyy is free to download, with in-app purchases available.
Is Lend Tracker free?
Lend Tracker is free to download, with no in-app purchases.
Do Debtyy or Lend Tracker have ads?
Neither Debtyy nor Lend Tracker shows ads.

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