Splitify vs Surplus Budget & Money Tracker

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

You're not financially free until you have clarity. Surplus Budget is a budget tracker, money tracker, expense tracker, cash flow app, and net worth tracker built to bring your full personal finance picture into one place. Track spending, savings, debt, recurring bills, investments, crypto, real estate, vehicles, collectibles, and more so you can see what's safe to spend, what's left to keep, and how every part of your money fits together. SEE YOUR FULL FINANCIAL PICTURE Most finance apps show only part of the story. Surplus helps you see where you really stand. - Track spending, savings, debt, cash flow, and net worth in one app - Add banking, credit cards, investments, crypto, real estate, vehicles, collectibles, and more - See everything you own and owe together instead of piecing it together across multiple apps KNOW WHAT'S SAFE TO SPEND. SEE WHAT'S LEFT TO KEEP. Surplus is built around the number that matters most: what you're actually keeping each month. - See fixed, variable, and flexible expenses in one clear budget - Understand what you can safely spend without losing track of your goals - See what's left to save, pay off debt, or put toward your future BUDGETING THAT DOESN'T FEEL LIKE A SECOND JOB Surplus keeps your money tracker and budget current so you spend less time maintaining it. - Transactions can import automatically through connected accounts - Smart categorization learns how you organize spending over time - Your budget, recurring totals, and cash flow update in real time - Edit categories, split transactions, and stay in control when you want to KNOW WHAT'S COMING BEFORE IT HITS Surplus helps you stay ahead of your money instead of reacting after the fact. - Track recurring income and bills with accurate monthly impact - See positive and negative cash flow before the month gets away from you - Plan for savings goals, debt payoff, and upcoming expenses with more confidence ONE HUB FOR PERSONAL FINANCE Surplus is built to be your central hub for personal finance management, not just another spending tracker. - Budgeting, expense tracking, debt tracking, savings, cash flow, and net worth in one place - Banking, investments, crypto, real estate, vehicles, and other assets together in one clear view - One personal finance app for understanding what you spend, what you keep, and where you're headed FEATURE AVAILABILITY BY REGION Features vary by country. - United States: Full Surplus experience, including investments and live property value tracking - Canada: Bank connection and budgeting features are available. Investments and live property value tracking are not currently available - Europe: Bank connection and budgeting features are available. Investments and live property value tracking are not currently available WHY PEOPLE USE SURPLUS - Full financial picture in one app - Clear view of what's safe to spend and what's left to keep - Budget tracker, expense tracker, cash flow app, and net worth tracker in one place - Less manual work, more clarity, and better financial decisions Privacy Policy: https://www.surplus-budget.com/privacy Terms of Service: https://www.surplus-budget.com/terms