Splitify vs Spliddy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitify
Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.
- Group expense splitting
- AI receipt scanner
- Bank and credit card sync
- Spending insights and budgets
- Net worth tracking
- AI-powered finance assistant
- Multi-currency support
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Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spliddy
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No account. No login. No daily limits. Start a trip, share an 8-character code, and friends join from their own iPhone in seconds — everything syncs over iCloud. Spliddy splits trip, rent, dinner and group bills, tracks who paid what, and tells each person exactly who to pay — in the fewest payments possible. Free to use. No spreadsheets, no awkward math, no chasing friends for cash. SPLIT IT ANY WAY - Equal, exact amounts, percentages, or shares - Split by items - tap who had what for an exact, itemized bill - Multiple people can pay for one expense - Add fees or tips on top of any bill - Multi-currency: spend abroad and Spliddy converts to your group's base currency SETTLE UP THE SMART WAY - A fewest-payment plan so the group makes the fewest transfers - Edit or record partial payments as people pay you back - One-tap "Remind" to nudge friends with a share message - Live balances always show who owes who at a glance PERFECT FOR - Trips and vacations with friends - Roommates splitting rent and household costs - Couples tracking shared expenses - Dinners, group gifts, events, and everyday IOUs INSIGHTS (FREE) - See spending by category - Compare what each person paid vs. their share - Clear charts that make the numbers obvious STAY ORGANIZED - Recurring expenses - rent, subscriptions and dues repeat automatically, weekly or monthly - Attach a receipt photo to any expense; it syncs to the whole trip - Search and filter expenses to find any item fast - Duplicate an expense in one tap - Notes and "added by" on every expense - Recently Deleted with restore, so nothing is lost by accident - Syncs across your devices with iCloud SHARE THE TALLY - Send a clean Trip Summary card with the final results FREE & PREMIUM Spliddy is free to use with a small banner ad. Upgrade to Premium to remove ads and unlock CSV export, so you can send any trip's expenses to a spreadsheet. The annual plan even starts with a 7-day free trial. Download Spliddy and make splitting bills the easiest part of your next trip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mwsupplylimited.github.io/moneysplitter/privacy.html
Screenshots
Verdict
Splitify and Spliddy are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and Spliddy sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.
| Parameter | Splitify | Spliddy |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 days | Every 2 days |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 113 MB | 6 MB |
| Age rating | 12+ | 4+ |
| Developer | Findat Private Limited | Matthew Wong |
In-app purchases
Splitify
- Splitify Pro Monthly7 Days trial2 variants$2.991 Month
- Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
- Splitify Pro Yearly7 Days trial2 variants$19.991 Year
Spliddy
- Premium Monthly$1.991 Month
- Premium Yearly7 Days trial$11.991 Year









