Comparison

Splitify vs Spliddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitify

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

Highlights
  • Group expense splitting
  • AI receipt scanner
  • Bank and credit card sync
  • Spending insights and budgets
  • Net worth tracking
  • AI-powered finance assistant
  • Multi-currency support
Read full description

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spliddy

Features
Read full description

No account. No login. No daily limits. Start a trip, share an 8-character code, and friends join from their own iPhone in seconds — everything syncs over iCloud. Spliddy splits trip, rent, dinner and group bills, tracks who paid what, and tells each person exactly who to pay — in the fewest payments possible. Free to use. No spreadsheets, no awkward math, no chasing friends for cash. SPLIT IT ANY WAY - Equal, exact amounts, percentages, or shares - Split by items - tap who had what for an exact, itemized bill - Multiple people can pay for one expense - Add fees or tips on top of any bill - Multi-currency: spend abroad and Spliddy converts to your group's base currency SETTLE UP THE SMART WAY - A fewest-payment plan so the group makes the fewest transfers - Edit or record partial payments as people pay you back - One-tap "Remind" to nudge friends with a share message - Live balances always show who owes who at a glance PERFECT FOR - Trips and vacations with friends - Roommates splitting rent and household costs - Couples tracking shared expenses - Dinners, group gifts, events, and everyday IOUs INSIGHTS (FREE) - See spending by category - Compare what each person paid vs. their share - Clear charts that make the numbers obvious STAY ORGANIZED - Recurring expenses - rent, subscriptions and dues repeat automatically, weekly or monthly - Attach a receipt photo to any expense; it syncs to the whole trip - Search and filter expenses to find any item fast - Duplicate an expense in one tap - Notes and "added by" on every expense - Recently Deleted with restore, so nothing is lost by accident - Syncs across your devices with iCloud SHARE THE TALLY - Send a clean Trip Summary card with the final results FREE & PREMIUM Spliddy is free to use with a small banner ad. Upgrade to Premium to remove ads and unlock CSV export, so you can send any trip's expenses to a spreadsheet. The annual plan even starts with a 7-day free trial. Download Spliddy and make splitting bills the easiest part of your next trip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mwsupplylimited.github.io/moneysplitter/privacy.html

Screenshots

Splitify4 screens
Spliddy4 screens

Verdict

The call

Splitify and Spliddy are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and Spliddy sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.

ScorecardNo meaningful differences
Splitify versus Spliddy: the parameters behind the verdict, then further details
ParameterSplitifySpliddy
PriceFreeFree
Rating3.0 (4 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 daysEvery 2 days
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size113 MB6 MB
Age rating12+4+
DeveloperFindat Private LimitedMatthew Wong

In-app purchases

3 purchases

Splitify

Subscriptions3
  • Splitify Pro Monthly7 Days trial2 variants$2.991 Month
  • Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
  • Splitify Pro Yearly7 Days trial2 variants$19.991 Year
2 purchases

Spliddy

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly7 Days trial$11.991 Year

Questions

Is Splitify free?
Splitify is free to download, with in-app purchases available.
Is Spliddy free?
Spliddy is free to download, with in-app purchases available.
Do Splitify or Spliddy have ads?
Both Splitify and Spliddy show ads.
Which is updated more often, Splitify or Spliddy?
Splitify ships an update every 2 days, and Spliddy every 2 days. Most recently, Splitify was updated on October 4, 2026 and Spliddy on September 30, 2026.

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