Comparison

CD Tracker vs Compound Interest Calc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CD Tracker

Features
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: • Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) • Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts • Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification • App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html

About

Compound Interest Calc

This app offers powerful tools to model financial growth, retirement withdrawals, and savings goals using compound interest calculations. It features simple and advanced modes, scenario comparison, and data export options.

Highlights
  • Compound interest, withdrawal, and goal calculators
  • Simple and Power calculation modes
  • Save and compare financial scenarios
  • Interactive charts and data tables
  • CSV and PDF data export
  • iCloud sync
Features
Read full description

Welcome to your financial CIC. Plan your financial future with powerful compound interest calculations. Whether you're growing your savings, planning retirement withdrawals, or working toward a specific goal, Compound Interest Calculator (CIC) gives you the tools to model it all. THREE CALCULATORS, ONE APP -Growth: See how your investments compound over time. Enter your principal, interest rate, and time horizon to watch your wealth grow. -Withdrawal: Plan your retirement drawdown. Find out how long your savings will last and calculate a sustainable withdrawal rate. -Goal: Work backwards from your target. Enter the amount you need and discover exactly what it takes to get there. Simple When You Want It, Powerful When You Need It Start with Simple mode for quick answers. Switch to Power mode to unlock advanced controls: contribution timing, compounding frequency, inflation adjustments, withdrawal strategies, and additional income offsets like Social Security or pensions. SAVE, COMPARE, & EXPORT Save your calculations as scenarios and compare them side by side. See how a 1% difference in returns or an extra year of saving changes everything. Export your data as CSV or generate professional PDF reports to share with your advisor. FEATURES - Compound interest, withdrawal, and goal calculators - Simple and Power calculation modes - Interactive charts and yearly data tables - Save and compare scenarios - Multiple compounding frequencies - Flexible contribution and withdrawal schedules - Inflation-adjusted projections - Fixed amount or percentage-based withdrawal strategies - CSV and PDF export - iCloud sync across all your devices - Dark mode support - Free to Use Auto Renewable Subscriptions: Pass subscriptions unlock all features and remove all apps from within the app. You will be charged through your App Store account. Subscriptions help support the app team, and allow us to continue to provide updates and new features. Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription. Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.chuchutrain.com/privacy-policy.html

Screenshots

CD Tracker4 screens
Compound Interest Calc4 screens

Verdict

The call

The clearest difference is in-app purchases: CD Tracker at none against Compound Interest Calc's 4. CD Tracker also leads on ads (none vs shown) and update cadence (daily vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Compound Interest Calc sells 4 in-app purchases, starting at $1.99 per 7 days. CD Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

CD Tracker ships an update daily, Compound Interest Calc every 2 weeks. The most recent releases landed on October 18, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
CD Tracker versus Compound Interest Calc: the parameters behind the verdict, then further details
ParameterCD TrackerCompound Interest Calc
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyDaily — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.017.6 — better
Further details — not scored
Size2 MB11 MB
Age rating4+4+
DeveloperJose SimanChuChu Train Productions

In-app purchases

None

CD Tracker

No in-app purchases

4 purchases

Compound Interest Calc

Subscriptions3
  • Weekly Pass$1.997 Days
  • Monthly Pass$4.991 Month
  • Yearly Pass$29.991 Year
One-time1
  • Lifetime Pass$99.99

Questions

Is CD Tracker free?
CD Tracker is free to download, with no in-app purchases.
Is Compound Interest Calc free?
Compound Interest Calc is free to download, with in-app purchases available.
Do CD Tracker or Compound Interest Calc have ads?
Compound Interest Calc shows ads; CD Tracker does not.
Which is updated more often, CD Tracker or Compound Interest Calc?
CD Tracker ships an update daily, and Compound Interest Calc every 2 weeks. Most recently, CD Tracker was updated on October 18, 2026 and Compound Interest Calc on October 22, 2026.

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