CD Tracker vs Easy Loan Estimator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CD Tracker
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it FREE AND PRO CD Tracker is free for up to 5 active CDs, with every feature included. Redeemed CDs don't count, so renewing never uses a slot. CD Tracker Pro unlocks unlimited CDs with a one-time purchase, with no subscription. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html
Easy Loan Estimator
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Loan Estimator helps you estimate loan payments, compare repayment methods, and understand the total cost of borrowing before you commit to a plan. Use it for mortgage, car, personal, and business loan planning with clear monthly payment results. Whether you are checking a home loan, planning a car purchase, comparing personal loan options, or preparing a business financing scenario, the app gives you a simple way to see the numbers before making a decision. Enter your loan amount, term, and interest rate, then calculate monthly repayment, total payment, and total interest in seconds. The calculator supports multiple repayment methods so you can compare how different loan structures affect your monthly payment and total borrowing cost. Fixed payment is useful when you want a stable repayment amount each month. Fixed principal with reducing interest shows payments that decrease over time as the balance gets lower. Flat interest rate calculations help you understand retail-style loan offers where interest is based on the original principal. You can also review an amortization schedule to see how each payment is split between principal and interest. The schedule shows monthly payment, principal paid, interest paid, and ending balance, making it easier to understand how a loan changes over time. Loan Estimator is also useful for tracking saved loan scenarios. Save calculations, review loan history, update payment progress, and keep your planning organized in one place. Currency settings and language options help make everyday loan planning clearer for different users and regions. Key features: - Loan payment calculator for mortgage, car, personal, and business planning - Monthly payment, total payment, and total interest estimates - Amortization schedule with principal, interest, and ending balance - Fixed payment, fixed principal, and flat interest calculation methods - Saved loan history for comparing different scenarios - Payment progress tracking for active loans - Currency settings for local planning - Multiple language options - Simple interface for quick loan estimates Use Loan Estimator to answer common planning questions: - How much will my monthly payment be? - How much interest will I pay over the full loan term? - How does a shorter or longer term change the total cost? - What happens if I compare fixed payment and fixed principal methods? - How does the remaining balance change month by month? - Which loan scenario is easier to manage with my budget? This app is designed for planning, comparison, and educational use. It can help you prepare before talking with a bank, lender, or financial advisor, but it does not replace professional financial advice. Actual loan terms, fees, taxes, insurance, penalties, and lender rules may change the final amount you pay. Loan Estimator is an estimation tool only. It does not provide loans, connect you with lenders, approve applications, or offer financial advice. Calculation results are for reference and should be checked with your bank, lender, or financial advisor before making financial decisions. Currency settings and language options help make everyday loan planning clearer for different users and regions. Supported regions and languages include the United States, Vietnam, Germany, Austria, Switzerland, Turkey, Hong Kong, Japan, South Korea, Thailand, Laos, Cambodia, Pakistan, Romania, and Brazil. The app also supports common currencies for local loan planning, including USD, VND, EUR, GBP, JPY, KRW, PHP, CHF, TRY, RON, BRL, INR, CNY, AUD, SGD, and THB.
Screenshots
Verdict
The clearest difference is ads: CD Tracker at none against Easy Loan Estimator's shown. CD Tracker also leads on update cadence (daily vs every 4 months). Easy Loan Estimator's advantage is iOS requirement (15.1 vs 18.6). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CD Tracker ships an update daily, Easy Loan Estimator every 4 months. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.
| Parameter | CD Tracker | Easy Loan Estimator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 2 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Jose Siman | Tien Nguyen |
In-app purchases
CD Tracker
No in-app purchases
Easy Loan Estimator
No in-app purchases
Questions
Is CD Tracker free?
Is Easy Loan Estimator free?
Do CD Tracker or Easy Loan Estimator have ads?
Which is updated more often, CD Tracker or Easy Loan Estimator?
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