SplitNeat vs Mochi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitNeat
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SplitNeat makes splitting bills and tracking shared spending effortless—whether you’re traveling, living with roommates, budgeting as a couple, planning a family event, or managing a project. If you’ve ever tried to split expenses with friends using notes, spreadsheets, or messy chat messages, SplitNeat is your upgrade: a clean group expense tracker + bill splitter that keeps everyone on the same page. AVAILABLE IN 16 LANGUAGES Use SplitNeat in your language - perfect for international trips and mixed-language groups: English, Arabic, Chinese (Simplified), Czech, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Romanian, Russian, Spanish, Swedish. GET STARTED YOUR WAY • Create an account with Email, Google, or Facebook • Or start instantly with Anonymous login, then link your account later CREATE OR JOIN GROUPS • Create groups for Trip, Roommates, Family, Couple, Project, and more • Invite friends, or let them join via an invite code • Each group includes a private group chat for notes, plans, and reminders MULTI-CURRENCY DONE RIGHT (ALL CURRENCIES SUPPORTED) • Choose any base currency for each group - yes, any currency worldwide • Your Home dashboard shows a clear summary across all your groups, even when they use different currencies ADD EXPENSES FAST (WITH RECEIPTS) • Add expenses in seconds: rent, utilities, groceries, restaurants, taxi, fuel, tickets, parking, hotel, and more • Set an expense category/type for clean budgeting and better insights • Attach receipt photos so amounts and details are always available SPLIT EXPENSES FLEXIBLY (EQUAL, PERCENT, OR FIXED) SplitNeat supports the most common ways people actually split bills: • Equal split • Percentage split • Fixed amount split • Choose exactly who participates in an expense—exclude non-participants for optional activities SMART SETTLE: THE QUICKEST WAY TO CLOSE DEBTS (ONE TAP) Stop doing mental math. SplitNeat automatically calculates through all unsettled expenses and offers the quickest way to settle balances. Then update everything at once with a single button press—simple, mechanical, and accurate. ACTIVITY LOG + NOTIFICATIONS Never wonder “what changed?” again. • A complete Activity timeline: expense created/edited, participants updated, receipts added, payments recorded, settled updates, and more • Optional notifications keep everyone informed about new expenses and changes INSIGHTS + SMART FILTERS • Totals and breakdowns by category (food, transport, groceries, utilities, etc.) • Search groups by name and type, and filter by outstanding amounts and unsettled status PERFECT FOR • Trips: flights, hotels, meals, tours, taxis, fuel, parking • Roommates: rent split, utilities, internet, cleaning supplies, shared groceries • Couples: weekend spending, date nights, shared subscriptions • Family: holidays, celebrations, gifts, shared errands • Projects: team purchases, reimbursements, shared budgets BUILT FOR FAIRNESS Whether you’re tracking an IOU, splitting a bill, or handling reimbursements, you can fine-tune every expense: pick participants, choose the split method, and keep proof with a receipt. Everyone sees the same balances and the same history. MADE FOR REAL LIFE Use SplitNeat as a travel expense splitter, roommate bill tracker, couple budget tracker, family expense tracker, or project expense tracker—any shared costs, any group size. GO PRO (OPTIONAL) Upgrade anytime with Pro Monthly or Pro Yearly for an even more powerful experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitNeat and split expenses the simple way: track bills, categorize spending, attach receipts, stay informed with notifications, and settle up in one tap.
Mochi
This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.
- Fast manual expense logging
- Recurring expenses
- Clean, distraction-free interface
- Refined insights and spending history
- Search and filters for past entries
- Home screen widgets
- Privacy-first design
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Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much — budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES • Fast manual expense logging • Recurring expenses • Clean, distraction-free interface • Refined insights and spending history • Search and filters for past entries • Daily and weekly spending reflections • Custom payment methods • Home screen widgets • Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: SplitNeat at 17.0 against Mochi's 26.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitNeat sells 2 in-app purchases, starting at $3.99 per month and Mochi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | SplitNeat | Mochi |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | — | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 29 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | MOBAPP PIXEL SRL | Harsha Chaganti |
In-app purchases
SplitNeat
- SplitNeat Pro (Monthly)$3.991 Month
- SplitNeat Pro (Yearly)7 Days trial$29.991 Year
Mochi
- Mochi+ Monthly3 Days trial$2.991 Month
- Mochi+ Annual3 Days trial$19.991 Year
- Mochi+ Lifetime$39.99









