Comparison

Subios vs Qoobo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Subios

Features
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Keeping track of your subscriptions has never been this effortless โ€” or this good-looking. Subios gives you one clean place to manage all your digital subscriptions and recurring payments. No more guessing what you're spending or when prices went up. KEY FEATURES - Multi-Currency Support: Subscribe to services in USD, EUR, or anything else? No problem. Set your preferred home currency and Subios automatically converts everything using live exchange rates. - At-a-Glance Currency Totals: Pick two additional currencies to show alongside your main total. See your monthly spend in your home currency front and center, with live USD and EUR equivalents right below it โ€” all powered by European Central Bank (ECB) rates. - Shared Subscriptions: Splitting a plan with family or friends? Enter the number of people and Subios shows only your portion โ€” not the full price. - Siri & App Intents: Ask Siri how much you're spending this month, or build your own automations with the Shortcuts app. No need to open the app at all. - CSV Export: Your data is yours. Export everything in one tap โ€” works with Excel, Numbers, and Google Sheets. - Reminders & Calendar Integration: Get notified before a payment hits. You can also sync subscriptions directly to your calendar so nothing sneaks up on you. - Completely Private: No account, no sign-in required. Lock the app with Face ID and keep your finances to yourself. - iCloud Sync: Everything stays in sync across your iPhone, iPad, and Mac automatically. - Home Screen Widgets: Glanceable widgets so your upcoming payments are always one look away. Forget the messy spreadsheets. Download Subios and finally know where your money's going. DISCLAIMER: Subios is a personal finance tracking tool. Exchange rates are sourced from the ECB and are approximate โ€” actual charges may vary due to bank fees or rate fluctuations. Subios is not responsible for discrepancies caused by rate changes or manual entry errors.

About

Qoobo

Features
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Track your expenses and earnings with complete privacy. No servers, no tracking, no compromises. PRIVACY FIRST Your financial data is yours alone. Qoobo stores everything locally on your device using Apple's SwiftData. We don't collect, see, or share any of your information. No backend servers. No analytics. No tracking. Just you and your data. BEAUTIFUL & INTUITIVE A gorgeous calendar interface makes tracking expenses feel effortless. View your daily spending at a glance, explore monthly trends with elegant charts, and understand your financial patterns with beautiful visualizations. POWERFUL INSIGHTS - Monthly breakdown charts showing expenses vs. earnings - Year-at-a-glance bar charts for trend analysis - Daily, weekly, and monthly summaries - Track both one-time and recurring transactions - Support for multiple currencies (EUR, USD, RSD) - Automatic daily currency rate updates SEAMLESS SYNC Your data syncs automatically across all your Apple devices using your personal iCloud account. Switch between iPhone, iPad, and Mac without missing a beat. Your data travels through Apple's encrypted infrastructure - we never see it. SMART MONEY TRACKING - Add expenses and earnings in seconds - Set up recurring transactions for subscriptions and regular income - View detailed daily breakdowns - Track spending patterns over time - Convert between currencies effortlessly - Dark mode optimized for comfortable viewing KEY FEATURES - Zero data collection - completely private - Local storage with SwiftData - Optional iCloud sync across devices - Beautiful calendar-based interface - Monthly expense and earning charts - Year overview with trend analysis - Multiple currency support (EUR, USD, RSD) - Automatic currency rate updates - Recurring transaction support - One-time and subscription tracking - Clean, minimal design - Dark mode throughout - No ads, ever - No subscriptions required YOUR DATA, YOUR CONTROL Unlike other expense trackers that send your financial data to remote servers, Qoobo keeps everything on your device. Delete entries anytime. Reset all data with a tap. Export when you want. You're in complete control. MULTI-CURRENCY SUPPORT Travel frequently or deal with multiple currencies? Easily switch between EUR, USD, and RSD with automatic currency conversions. Exchange rates update daily, ensuring accurate tracking across borders. DESIGNED FOR APPLE DEVICES Built exclusively for iOS using the latest Apple technologies: SwiftUI, SwiftData, and CloudKit. Fast, native, and optimized for the Apple ecosystem. Perfect for: - Personal finance tracking - Budget monitoring - Expense reporting - Freelancers tracking income and expenses - Anyone who values their privacy - People tired of subscription-based apps - Users who want local-first software Download Qoobo today and take control of your finances without sacrificing your privacy.

Screenshots

Subios4 screens
Qoobo4 screens

Verdict

The call

The clearest difference is in-app purchases: Qoobo at none against Subios's 1. Qoobo also leads on update cadence (daily vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Subios sells 1 one-off in-app purchase. Qoobo asks for nothing beyond the download.

UpkeepUpdate frequency

Subios ships an update every 8 days, Qoobo daily. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard2 real differences ยท 4 level
Subios versus Qoobo: the parameters behind the verdict, then further details
ParameterSubiosQoobo
PriceFreeFree
Update frequencyEvery 8 daysDaily โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS26.0 โ€” better26.2
Further details โ€” not scored
Size7 MB5 MB
Age rating4+4+
DeveloperGokalp GurocakVladimir Adamovic

In-app purchases

1 purchases

Subios

One-time1
  • Small Coffee$3.99
None

Qoobo

No in-app purchases

Questions

Is Subios free?
Subios is free to download, with in-app purchases available.
Is Qoobo free?
Qoobo is free to download, with no in-app purchases.
Do Subios or Qoobo have ads?
Neither Subios nor Qoobo shows ads.
Which is updated more often, Subios or Qoobo?
Subios ships an update every 8 days, and Qoobo daily. Most recently, Subios was updated on October 2, 2026 and Qoobo on October 7, 2026.

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