Qoobo vs Vimoni

Track your expenses and earnings with complete privacy. No servers, no tracking, no compromises. PRIVACY FIRST Your financial data is yours alone. Qoobo stores everything locally on your device using Apple's SwiftData. We don't collect, see, or share any of your information. No backend servers. No analytics. No tracking. Just you and your data. BEAUTIFUL & INTUITIVE A gorgeous calendar interface makes tracking expenses feel effortless. View your daily spending at a glance, explore monthly trends with elegant charts, and understand your financial patterns with beautiful visualizations. POWERFUL INSIGHTS - Monthly breakdown charts showing expenses vs. earnings - Year-at-a-glance bar charts for trend analysis - Daily, weekly, and monthly summaries - Track both one-time and recurring transactions - Support for multiple currencies (EUR, USD, RSD) - Automatic daily currency rate updates SEAMLESS SYNC Your data syncs automatically across all your Apple devices using your personal iCloud account. Switch between iPhone, iPad, and Mac without missing a beat. Your data travels through Apple's encrypted infrastructure - we never see it. SMART MONEY TRACKING - Add expenses and earnings in seconds - Set up recurring transactions for subscriptions and regular income - View detailed daily breakdowns - Track spending patterns over time - Convert between currencies effortlessly - Dark mode optimized for comfortable viewing KEY FEATURES - Zero data collection - completely private - Local storage with SwiftData - Optional iCloud sync across devices - Beautiful calendar-based interface - Monthly expense and earning charts - Year overview with trend analysis - Multiple currency support (EUR, USD, RSD) - Automatic currency rate updates - Recurring transaction support - One-time and subscription tracking - Clean, minimal design - Dark mode throughout - No ads, ever - No subscriptions required YOUR DATA, YOUR CONTROL Unlike other expense trackers that send your financial data to remote servers, Qoobo keeps everything on your device. Delete entries anytime. Reset all data with a tap. Export when you want. You're in complete control. MULTI-CURRENCY SUPPORT Travel frequently or deal with multiple currencies? Easily switch between EUR, USD, and RSD with automatic currency conversions. Exchange rates update daily, ensuring accurate tracking across borders. DESIGNED FOR APPLE DEVICES Built exclusively for iOS using the latest Apple technologies: SwiftUI, SwiftData, and CloudKit. Fast, native, and optimized for the Apple ecosystem. Perfect for: - Personal finance tracking - Budget monitoring - Expense reporting - Freelancers tracking income and expenses - Anyone who values their privacy - People tired of subscription-based apps - Users who want local-first software Download Qoobo today and take control of your finances without sacrificing your privacy.

Track your income and expenses in one place. Add transactions quickly, manage multiple wallets, and stay on top of your budget. KEY FEATURES • Income & expenses — Record spending and earnings with category, date, and notes. • Voice input — Say "Spent fifty thousand on lunch" or type a number; the app understands words, digits, and mixed formats in multiple languages. • Receipt scan — Take a photo of a bank slip or receipt; the app reads amount, currency, date, and message so you can add the transaction in one tap. Works with popular Vietnamese banks (e.g. Vietcombank, Techcombank, BIDV, VCB Digibank). • Split transactions — Divide one payment across multiple categories (e.g. groceries + household). • Transfer between wallets — Move money between your accounts and track it accurately. • Multiple wallets — Organise your money by account or purpose. • Budgets — Set limits by category and see how much you've spent. • Savings goals — Define targets and track progress. • Debt tracker — Record who owes you money and what you owe others. • Recurring transactions — Schedule regular income or expenses automatically. • Reminders — Get notified for upcoming due amounts. • Advanced reports — Bar and pie charts broken down by category, date range, and wallet. • Comparison reports — Compare spending month-over-month or period-over-period at a glance. • Net worth — See your total assets minus liabilities in one dashboard. • Calendar view — Browse transactions day by day on a monthly calendar. • CSV import — Import transactions from a spreadsheet in seconds. • Multiple currencies — Support for VND, USD, EUR and more; rates are cached for offline use. • Privacy blur — Lock the app with Face ID, fingerprint, or PIN; sensitive amounts are blurred until unlocked. • Cloud sync — Sign in with Google or email to sync across all your devices. • Spending Insights — automatically detects unusual expenses, highlights categories where you overspend, and forecasts your total spending for the coming month based on your habits. • Envelope Budgeting — allocate 100% of your income into category "envelopes" before the month begins (zero-based budgeting). See at a glance how much is left in each envelope and get warned before you overspend. • Tax Report — mark any expense as tax-deductible and choose a category (Business, Medical, Charity, Education, Other). At year-end, view a full summary grouped by category and month, then export to CSV or PDF for your accountant. • Clean, simple design — Focus on your finances without clutter. Whether you're tracking daily coffee or keeping an eye on the budget, this app helps you stay in control of your money. Download now and start managing your finances with less effort.