Expense & Budget Tracker App vs MoneyTurtle

See where your money actually goes. Log an expense in seconds, set a budget you can stick to, and watch your savings goals move. NO SIGN-UP, NO BANK LOGIN No email, no password, no social login and nothing to connect. Open the app and start tracking straight away. TRACK SPENDING AND INCOME • Log an amount with a category, a payment method (cash, card, wallet, bank), a note and any date • Edit or delete anything you logged • Choose your currency once and the whole app follows it • Light and dark themes SCAN A RECEIPT INSTEAD OF TYPING Photograph a receipt and the total, the date, the shop and a category are filled in for you. You check every field before it saves, and a scan that cannot be read still keeps the photo. You can also hold the microphone and say what you spent instead of typing it. BUDGETS • A weekly or monthly limit per category • A ring showing how much of the limit the period has used • Tap through to the transactions behind any budget SAVINGS GOALS • Set a target, add to it whenever you like, and watch the percentage climb • Give a goal a deadline if it needs one SHOPPING LIST AND GROCERY BUDGET • Keep a list of what to buy and tick items off • Set a grocery budget and see what the list is costing you SUBSCRIPTION TRACKER • Record what renews, when it renews and what it costs • See the monthly total of everything you are paying for STATISTICS • Where the money went, by category • Your spending trend over time • Week, month and year views with a daily average RECEIPT ARCHIVE Every receipt photo you keep sits in one place. Receipt images are stored on your device, so they are not uploaded anywhere and removing the app removes them. FINANCE COACH Ask about your own numbers in plain language and get an answer based on what you have logged. EXPORT YOUR DATA Export every transaction as a CSV file at any time, from More › Export data. YOUR DATA Your transactions, budgets, goals and lists are stored in your own account on our cloud database. Receipt photos stay on your device. A receipt image, or the text of what you say, is sent to Google Gemini only at the moment you use the scan, voice or coach feature. We do not sell your data. PREMIUM The free version includes 3 entries (income or expense), 3 budgets, 1 savings goal, 3 tracked subscriptions and the last 30 days of statistics, and shows ads. Premium removes every limit and every ad. • Weekly — $6.99 per week • Yearly — $19.99 per year • Lifetime — $49.99 once, never renews Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically at the same price unless you turn renewal off at least 24 hours before the current period ends. Manage or cancel it in Settings › Apple Account › Subscriptions. Prices shown are US prices; your own storefront price appears in the app. Restore Purchases is on the Premium screen and in More. Privacy Policy: https://sites.google.com/view/expensebudgettrackerprivacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

See where your money goes, what you can spend today, and how your net worth grows. Privately. No account. No ads. No tracking. Everything you enter stays on your iPhone, and optional sync uses your own iCloud. Our App Store privacy label says it plainly: Data Not Collected. KNOW WHAT YOU CAN SPEND TODAY Safe to spend turns this month's income, what you've already spent and your subscriptions into one daily number. Spend less today and tomorrow's number goes up. TRACK EXPENSES IN SECONDS • Log an expense in a few taps, with categories and subcategories you control • See your month at a glance: spent, left, and whether you're on pace • Browse by day or on a calendar that shows your heaviest days • Get a heads-up when a top category runs ahead of its usual pace EVERY SUBSCRIPTION IN ONE PLACE • Monthly and yearly subscriptions with payment dates • Price changes and cancellations, kept month by month • Optionally add them to your expenses on payment day WATCH YOUR NET WORTH GROW • Savings, stocks, crypto, loans and credit cards, month by month • Assets vs. liabilities and your month-over-month change • Turtle Journey: your stage and milestones on the way to financial independence • Projection: see what investing a set amount each month could become PLAN EVERY PAYCHECK Salary flow splits your income across your bank, broker, crypto wallet and mortgage. See it as a flow, a ring or ranked bars, with a monthly rollup into Save, Invest and Debt. UNDERSTAND YOUR HABITS Plain-language insights worked out on your phone, category breakdowns, your biggest expenses, category movers, year-over-year comparisons and spending by day of week. MADE FOR IPHONE AND IPAD • Home Screen widgets for this month's spending and your net worth • Face ID lock • Light and dark mode, plus nine accent colors • Multiple currencies • Export everything to a file whenever you like Free. No ads. Your money, your data, your phone.