Simple Balance Planner vs ReceiptHQ

Simple Balance Planner answers one question: what will my account balance be next week, next month, and the month after that? It's a running checkbook register with a forward view. Enter what you know — the bills, the paychecks, the transfers — and the app carries the balance forward, day by day. You can see the dip before payday, the month rent and insurance land together, and the stretch where more money is sitting in checking than needs to be there. This is not a budget tracker or an expense categorizer. There are excellent apps for that. Simple Balance Planner does one thing: it keeps a single checking or savings account balanced over time. START WITH WHAT YOU ALREADY HAVE • Import your bank's CSV export directly — the common bank column layout is understood as-is • Set an opening balance and every balance after it is computed for you • Have the app read your history and build recurring rules automatically for anything that shows up in three or more months • Export a blank template if you'd rather start from scratch RECURRING RULES DO THE WORK • Monthly, every-N-weeks, or every-N-days rules for rent, utilities, subscriptions and salary • Future occurrences project into your balance without being entered — 30 days ahead free, a full year with a subscription • Turn on "amount varies" for bills that change every period, so the rule still matches • Adjust a single month when one payment is late or larger, or edit the rule to change every future one RECONCILE AS THINGS CLEAR • Tick a transaction to verify it as it hits your bank — a projection becomes a real, recorded entry • Verified rows fade to grey so the unverified ones stay obvious • Jump straight to the oldest unverified transaction to pick up reconciling where you left off • Drag across checkboxes to verify a run of transactions at once BUILT FOR IPHONE, IPAD AND MAC • Syncs through your own iCloud account across every device you own • Full undo and redo, including on the Mac with ⌘Z and ⌘⇧Z • Search by description, note, or any amount — including balances • Touch and hold a row (right-click on Mac) for edit, insert, verify, skip an occurrence, or edit the rule behind it • Debits in red, credits in green, at a glance YOUR DATA STAYS YOURS Everything lives on your device and in your private iCloud database. There are no accounts to create, no bank logins, no servers of ours in the middle, no analytics and no ads. Nothing is ever collected. You can export your transactions to CSV at any time, and erase everything from inside the app. Simple, private, and focused on one job: knowing what your balance is going to be. —————————— Simple Balance Planner is free to use, and projects your balance 30 days ahead at no cost. A subscription extends the projection to a full year. New subscriptions start with a two-week free trial, then continue at $0.99/month or $9.99/year. Importing, recurring rules, reconciling and iCloud sync are free and stay free. The subscription is auto-renewable. The two-week free trial is charge-free; nothing is taken from your Apple Account while it runs. Unless you cancel at least 24 hours before the trial ends, your Apple Account is then charged $0.99 (monthly) or $9.99 (yearly) and the subscription renews automatically until you turn it off. Each renewal is charged within 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited if you buy a subscription. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://eslaforde.com/privacy/ Support: https://eslaforde.com/support/

Every receipt you lose is money you gave away. ReceiptHQ makes sure that never happens again. Snap a receipt and watch it land on the right Schedule C tax line — automatically, with your estimated tax savings shown on the spot. Drive for work? Your miles log themselves. Already spent the money? Import a bank statement and ReceiptHQ finds the write-offs you missed. At tax time, everything your accountant needs is one tap away. Built for freelancers, 1099 contractors, gig workers, and anyone with self-employment income. No account required, either. WHY RECEIPTHQ IS DIFFERENT Most receipt apps read the text and stop there — you still do the tax thinking. ReceiptHQ's on-device AI predicts the correct Schedule C category for every expense, learns your vendors, and shows what each deduction is worth: "≈ $14 estimated tax savings." You watch your savings grow all year instead of guessing in April. And it all runs ON YOUR IPHONE — no servers, no account, no tracking. Our privacy label says it plainly: Data Not Collected. SCAN. CATEGORIZED. DONE. Snap with your camera, import from Photos, or share from any app Amounts, dates, and vendors extracted automatically AI suggests the right Schedule C line — confirm with one tap Anything uncertain is flagged for review, never guessed FOUND MONEY — WRITE-OFFS HIDING IN YOUR STATEMENTS Import a bank or card statement (PDF, CSV, or QFX/OFX) and ReceiptHQ scans it on your device for missed deductions See the total instantly: "Found 7 write-offs ≈ $1,036 in deductions" Each arrives pre-sorted to its Schedule C line — confirm with a tap No bank connection, no login — ever VERIFIED DEDUCTIONS — NEVER COUNT A PURCHASE TWICE Scanned a receipt AND imported the matching bank charge? ReceiptHQ sees it's the same purchase, links them, and marks the deduction "Verified" — no double-counting, with your receipt kept as proof GET PAID Create professional invoice PDFs with your logo and clean templates Add your own payment links — clients pay by tappable link or QR code Mark an invoice paid and it flows into your income and tax totals We're never in the money flow — you keep 100% MAXIMIZE EVERY DEDUCTION The Deduction Optimizer shows which method saves more: home office (simplified vs. actual) and vehicle (standard mileage vs. actual expenses) — private math on your iPhone MILEAGE THAT TRACKS ITSELF Start a drive with one tap, or let automatic detection catch it Classify business or personal with a swipe; a Live Activity shows your deduction adding up as you drive IRS-compliant log, always export-ready KNOW WHERE YOU STAND, ALL YEAR A dashboard with net profit, deductions, and estimated savings at a glance Deduction Finder surfaces write-offs you missed Quarterly tax estimate tells you what to set aside — with reminders before each IRS deadline and a one-tap link to pay at IRS Direct Pay ASK RECEIPTHQ, IN PLAIN ENGLISH Chat with your finances: "What did I spend on supplies this quarter?" Answers come from your own numbers, computed privately on your iPhone. TAX TIME IN ONE TAP Audit-Ready Tax Pack: Schedule C totals, every receipt image, and your full mileage log in one PDF Accountant Pack: a full Schedule C CSV for your accountant or tax software Hand it over. You're done. PRIVATE BY DESIGN All AI runs on your iPhone — nothing is uploaded, ever Optional iCloud sync to your own private iCloud, only if you turn it on Face ID lock built in FREE TO START Scan and store receipts, send invoices, log miles and income, and see what the AI can do — free Your deductions are already happening. Start keeping them. — Tax savings shown are estimates based on your inputs and are not tax advice. Subscriptions auto-renew unless canceled at least 24 hours before the period ends; manage in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html