Comparison

Payment Calendar vs InOut

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard support and shortcuts • iPhone Duo: the layout adapts to the folded and unfolded screen • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by color alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

InOut

Features
Read full description

Take control of your finances without complexity. InOut is a clean and powerful money tracker designed to help you understand exactly where your money goes. Track expenses, record income, and monitor your financial habits in seconds. No accounts. No cloud sync. No data sharing. Everything stays securely on your device. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-InOut-30a30e9b0bed80a089caf169e0dc5084?source=copy_link Why InOut? • Lightning-fast expense entry • Simple income tracking • Clean, distraction-free interface • Fully private — no login required • Works offline • Yearly Premium option to remove ads Whether you're managing daily spending or building better financial habits, InOut keeps things simple and focused. Privacy First We do not require registration. We do not store your financial data on any server. All data is stored locally on your device. Ads are displayed in the free version. You can upgrade to Premium anytime to remove ads and enjoy a distraction-free experience.

Screenshots

Payment Calendar4 screens
InOut4 screens

Verdict

The call

The clearest difference is ads: Payment Calendar at none against InOut's shown. InOut's advantage is iOS requirement (14.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month and InOut sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Calendar ships an update every 5 days, InOut weekly. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 7 level
Payment Calendar versus InOut: the parameters behind the verdict, then further details
ParameterPayment CalendarInOut
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.014.0 — better
Further details — not scored
Size11 MB31 MB
Age rating4+4+
DeveloperMichal DebinskiMusa Erdem MECIT

In-app purchases

3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99
1 purchases

InOut

Subscriptions1
  • Premium Monthly$0.991 Month

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is InOut free?
InOut is free to download, with in-app purchases available.
Do Payment Calendar or InOut have ads?
InOut shows ads; Payment Calendar does not.
Which is updated more often, Payment Calendar or InOut?
Payment Calendar ships an update every 5 days, and InOut weekly. Most recently, Payment Calendar was updated on October 28, 2026 and InOut on October 15, 2026.

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