Payitly vs Minine Ledger

Keep subscriptions, bills, memberships, and recurring payments in one simple, private app. See where your money goes, what’s coming next, and how much you’ll spend over time. WHAT YOU CAN TRACK • Subscriptions — Spotify, Netflix, iCloud, streaming, SaaS and more • Bills — rent, electricity, water, internet, phone, insurance • Memberships — gym, clubs, magazines, services • Custom payments — anything recurring, weekly, monthly or yearly A DASHBOARD THAT ACTUALLY HELPS • Spent this month — exactly what you’ve paid during the current calendar month, updated with each new payment and reset on the 1st • Yearly forecast — how much these payments will cost over the next 12 months • Next 7 days — see what’s coming from your card this week • Spend trajectory — see how your spending changes over 30 days, 3 months, 6 months or a full year • Category breakdown — find where you’re spending the most CALENDAR See all upcoming payments by date. Tap any day to see what’s due and what has already been paid. SPENDING INSIGHTS Stop guessing whether your spending is going up or down. See it directly. • Switch between 7-day, 30-day, 3-month, 6-month and 12-month views • See whether you’re spending more or less than in the previous period • A donut chart groups payments by category — software, music, video, fitness, utilities and more • See your largest payment and its real yearly cost to decide whether it’s still worth it SMART REMINDERS Set up to 3 reminders for each payment, each at its own time. Get reminded the night before, in the morning or 3 days ahead. FULL PAYMENT HISTORY Every payment is saved and searchable. Filter by date, service, category or amount. Find patterns, spot incorrect charges or see what you actually spent last year. MULTI-CURRENCY Track payments in USD, EUR, GBP, PLN, JPY, CAD, AUD, CHF, CNY, INR and more. Live exchange rates automatically convert everything to your main currency. IMPORT, EXPORT, OWN YOUR DATA Already have a list somewhere else? Import it via CSV. Need a backup or want to move to a spreadsheet? Export all your subscriptions and payments with one tap. Your data is yours. BUILT FOR FOCUS • Simple, distraction-free design with a full dark mode that follows your system • 7 languages — English, Polish, Spanish, French, German, Hindi, Chinese • Apple Watch — see your next payments on your wrist • Apple Sign-In and Google Sign-In — get started quickly without remembering passwords PRIVATE BY DEFAULT Your data is yours. Payitly doesn’t sell, share, or analyze your spending for advertisers. No third-party trackers. No ads. Delete your account anytime and your data will be deleted too. CONTACT Have a question or feature request? Contact us: Question? payitly.com/contact/ Privacy Policy: payitly.com/privacy-policy/ Terms of Service: payitly.com/terms-of-service/ PAYITLY PRO Track more than 3 payments. Free trial, cancel anytime. Stop wondering where your money goes. Start seeing it.

Minine Ledger is a quiet, beautiful ledger for everyday spending. No sign-up, no cloud account — your data stays on your iPhone. THREE-SECOND LOGGING Tap once, type the amount, done. Categories, notes and dates are all one touch away. SCAN RECEIPTS Point your camera at a receipt and the amount is filled in for you. With Pro, AI reads the whole document — amount, merchant, category and even a note suggestion — from paper receipts, invoices, payment screenshots and more. SEE WHERE MONEY GOES Monthly trends, category breakdowns and daily summaries turn your spending into clear, calm charts. BUDGETS THAT WATCH QUIETLY Set weekly or monthly budgets and get a gentle heads-up before you overspend — never nagging. RECURRING BILLS Rent, subscriptions, salary — set them once and let the ledger keep track. YOURS ALONE • Everything stays on this iPhone; back up anytime with a single file • Lock the app with Face ID • Export to CSV whenever you like • 12 languages, every currency, light & dark MININE LEDGER PRO (optional subscription) • AI scanning: amount, merchant & category filled in automatically • Removes all ads while subscribed • Monthly or yearly plans; yearly includes a 3-day free trial • Auto-renews until cancelled. Manage or cancel anytime in App Store settings. Terms of Service: https://minineledger.com/terms.html Privacy Policy: https://minineledger.com/privacy.html