Kharcha Book vs NT Expense Tracker

Kharcha Book is a simple and private expense tracker that keeps all your data on your device. No cloud, no sign-up, and no ads. Track daily spending, set budgets, and see where your money goes. Export your data to Excel or PDF whenever you need. -------------------- TRACK EXPENSES EASILY -------------------- • Quick Add: Add expenses quickly from the bottom input bar. Pick a category, enter the amount, and you’re done. • Custom Categories: Create as many categories as you want with over 50 icons. Organize your spending your way. • Daily View: See all expenses by date. Swipe between days to review or add past expenses. • Smart Search: Find any expense by category name in one tap. • Recent Categories: Shortcuts to your last-used categories let you add similar expenses faster. • Quick-Add Templates: Save frequent expenses (for example, "Chai Rs.20", "Petrol Rs.500") and add them with a single tap. • Same Category Kept: After adding, the category stays selected (just clear the amount) for faster entry. • Duplicate Hint: If you add the same category and amount twice on the same day, the app can suggest saving it as a recurring expense. --------------------------- BUDGETS & RECURRING EXPENSES --------------------------- • Daily Budget: Set a daily spending limit. See visual indicators of how much you’ve spent compared to your goal. • Monthly Budget per Category: Set separate budgets for each category (such as Food, Transport). Progress bars show your spending vs. the budget for each month. • Recurring Expenses: Add bills, subscriptions, EMIs, or rent once. The app adds them automatically on the right day (daily, weekly, monthly, or yearly). Pause or set an end date anytime. ---------------- REPORTS & EXPORT ---------------- • Monthly Reports: View a complete breakdown of spending by category with pie charts and totals. • Category Totals: See how much you spent in each category, for any month. • Time-based Filtering: Review expenses for any date or month. • Excel Export: Export all data as .xlsx. Choose one file for everything or year-wise files with month sheets. • PDF Monthly Report: Export detailed monthly reports as PDF with category tables and proper currency formatting. • Share: Send exported reports by WhatsApp, email, or any app. Sharing works in the background and doesn’t interrupt your workflow. ---------------- PRIVACY & SECURITY ---------------- • All Data Local: Your data stays on your device. No cloud, no servers, no tracking. • Biometric Lock: Optional Face ID, Touch ID, or fingerprint to open the app. • No Ads: Enjoy a clean and distraction-free experience. • No Sign-up: Install and start tracking—no account required. ---------------- MORE FEATURES ---------------- • 50+ Currencies: Use your local currency (USD, INR, EUR, GBP, and more). • Dark Mode: App theme follows your system setting automatically. • Daily Reminders: Get 1–2 reminders to log expenses (optional). • Weekly Digest: Get a notification (such as on Sunday) with last week’s totals and top categories, plus an in-app summary card. • On-Open Summary: Dismissible banner shows “Yesterday: Rs. X · This month: Rs. Y” for instant value. • Swipe to Delete: Quickly remove any expense or category. Undo via a snackbar. • Smooth Onboarding: First-time setup includes tips for budget and recurring expenses. • Category Management: View, edit, and organize all categories in one place. ---------------- COMING SOON (ROADMAP) ---------------- • Income tracking • Weekly reports • Multiple wallets (cash, bank, etc.) • Receipt attachments (stored locally) • Advanced search (date range, amount, categories) • Yearly analytics • Weekly budget tracking • Local backup & restore • Home screen widget for quick add Kharcha Book is free and keeps your data stored locally, securely, and under your control. Download now and start tracking your daily expenses—no account, no ads, just you and your data.

APP NAME: NT Expense Tracker SUBTITLE: Smart Personal Finance Manager DESCRIPTION: Take full control of your finances with NT Expense Tracker — the all-in-one personal finance app designed to help you track expenses, manage budgets, and achieve your financial goals. Whether you are managing daily expenses, tracking family allowances, or monitoring credit card spending, NT Expense Tracker has everything you need in one place. KEY FEATURES: EXPENSE TRACKING - Add income and expenses instantly - Categorize transactions (Food, Travel, Shopping, Bills, Health and more) - View and edit transaction history - Search and filter transactions by type, category and date SMART BUDGETING - Set monthly budgets and track spending in real time - Visual budget progress bar with color-coded alerts - Get notified when you are close to or over budget - Compare spending month by month INSIGHTFUL REPORTS - Beautiful donut and bar charts showing spending patterns - Category breakdown with percentage analysis - Monthly trend analysis for last 6 months - Income vs expense comparison - Export reports as CSV for further analysis MULTIPLE PROFILES - Create separate profiles for different purposes - Switch between profiles instantly - Support for multiple currencies: AED, USD, INR, EUR, GBP - Each profile has its own budget and transaction history FAMILY WALLET - Manage allowances for family members - Track spending per member - Top up allowances easily - Full statement for each member CREDIT CARD MANAGER - Track multiple credit cards - Monitor credit limit, used amount and available credit - Record card expenses by type - Track payments and outstanding balance RECURRING TRANSACTIONS - Set up automatic monthly transactions - Apply recurring transactions with one tap - Edit or remove recurring entries anytime CALENDAR VIEW - View transactions by day - Navigate through dates easily - Daily and monthly summaries - Category breakdown per day PRIVACY FIRST - All data stored locally on your device - No account required - No data sent to any server - Your financial data stays private WHAT'S INCLUDED FOR FREE: - Unlimited expense tracking - Multiple profiles - All charts and reports - Family wallet management - Credit card tracking - CSV export - Calendar view Download NT Expense Tracker today and start your journey to financial freedom! KEYWORDS: expense tracker, budget manager, personal finance, money manager, spending tracker, family budget, credit card tracker, income expense, financial planner, monthly budget CATEGORY: Finance AGE RATING: 4+ SUPPORT URL: (your website or email) MARKETING URL: (optional)