Simple Spend Tracker vs NT Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Spend Tracker
Easily manage your money with this intuitive budgeting app. It uses the envelope method to help you track spending and stay in control of your finances without linking bank accounts. Log expenses quickly and view balances at a glance.
- Envelope budgeting method
- Manual expense and income logging
- Home screen widget for quick access
- Siri and Shortcuts integration
- Cross-device syncing (iPhone, iPad, web)
- Distraction-free design
Read full descriptionHide full description
Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.
NT Expense Tracker
Read full descriptionHide full description
APP NAME: NT Expense Tracker SUBTITLE: Smart Personal Finance Manager DESCRIPTION: Take full control of your finances with NT Expense Tracker — the all-in-one personal finance app designed to help you track expenses, manage budgets, and achieve your financial goals. Whether you are managing daily expenses, tracking family allowances, or monitoring credit card spending, NT Expense Tracker has everything you need in one place. KEY FEATURES: EXPENSE TRACKING - Add income and expenses instantly - Categorize transactions (Food, Travel, Shopping, Bills, Health and more) - View and edit transaction history - Search and filter transactions by type, category and date SMART BUDGETING - Set monthly budgets and track spending in real time - Visual budget progress bar with color-coded alerts - Get notified when you are close to or over budget - Compare spending month by month INSIGHTFUL REPORTS - Beautiful donut and bar charts showing spending patterns - Category breakdown with percentage analysis - Monthly trend analysis for last 6 months - Income vs expense comparison - Export reports as CSV for further analysis MULTIPLE PROFILES - Create separate profiles for different purposes - Switch between profiles instantly - Support for multiple currencies: AED, USD, INR, EUR, GBP - Each profile has its own budget and transaction history FAMILY WALLET - Manage allowances for family members - Track spending per member - Top up allowances easily - Full statement for each member CREDIT CARD MANAGER - Track multiple credit cards - Monitor credit limit, used amount and available credit - Record card expenses by type - Track payments and outstanding balance RECURRING TRANSACTIONS - Set up automatic monthly transactions - Apply recurring transactions with one tap - Edit or remove recurring entries anytime CALENDAR VIEW - View transactions by day - Navigate through dates easily - Daily and monthly summaries - Category breakdown per day PRIVACY FIRST - All data stored locally on your device - No account required - No data sent to any server - Your financial data stays private WHAT'S INCLUDED FOR FREE: - Unlimited expense tracking - Multiple profiles - All charts and reports - Family wallet management - Credit card tracking - CSV export - Calendar view Download NT Expense Tracker today and start your journey to financial freedom! KEYWORDS: expense tracker, budget manager, personal finance, money manager, spending tracker, family budget, credit card tracker, income expense, financial planner, monthly budget CATEGORY: Finance AGE RATING: 4+ SUPPORT URL: (your website or email) MARKETING URL: (optional)
Screenshots
Verdict
The clearest difference is in-app purchases: NT Expense Tracker at none against Simple Spend Tracker's 1. NT Expense Tracker also leads on update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase. NT Expense Tracker asks for nothing beyond the download.
Simple Spend Tracker ships an update every 3 weeks, NT Expense Tracker every 3 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Simple Spend Tracker | NT Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 8 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | JOEL PATRICK NELSON | DILJITH MURALY |
In-app purchases
Simple Spend Tracker
- SimpleSpend Pro$1.99
NT Expense Tracker
No in-app purchases
Questions
Is Simple Spend Tracker free?
Is NT Expense Tracker free?
Do Simple Spend Tracker or NT Expense Tracker have ads?
Which is updated more often, Simple Spend Tracker or NT Expense Tracker?
Other comparisons















