Zedger vs Split Wisely
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Zedger
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Split bills the smart way ā without the mess. Zedger is the only expense tracker with separate books for family, trips, roommates, and fund collections. Stop mixing up who owes what ā get total clarity in one free app. Tired of tracking trip expenses alongside your family groceries? Or figuring out which roommate owes rent this month while also managing a group gift fund? Zedger solves this with a simple idea: one app, separate books for every money situation in your life. FAMILY BOOK Track household expenses, groceries, utilities, and shared costs ā all in one place. Everyone stays in the loop. No confusion, no awkward money conversations. TRIP BOOK Add expenses on the go during your trip. See who paid what in real time. When the trip ends, settle up fairly with a single tap. Multi-currency support included for international travel. FUND COLLECTION BOOK Collecting money for a birthday gift, office party, wedding, or community event? Track every contribution transparently. Everyone sees who paid and how much ā no chasing people on WhatsApp. RECURRING BOOK Manage rent, subscriptions, EMIs, or monthly contributions with automatic tracking. Never miss a payment deadline. Clear history of every transaction. WHY PEOPLE CHOOSE ZEDGER OVER OTHER APPS: Separate books keep your finances organized ā family expenses never mix with trip costs Fair bill splitting ā equal, percentage, or custom splits Settle debts with one tap ā see exactly who owes whom Works offline ā no internet needed to log expenses Clean, simple interface ā no clutter, no learning curve 100% free to use ā no hidden paywalls for core features PERFECT FOR: ā Couples managing household expenses together ā Roommates splitting rent, groceries, and utilities ā Friends planning trips and vacations ā Groups collecting funds for events or gifts ā Families tracking shared household budgets Zedger doesn't just track expenses ā it organizes your entire shared financial life. One app. Multiple smart books. Total clarity. Download Zedger today and never argue about money again. SUBSCRIPTION INFORMATION: Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your App Store account settings. Privacy Policy: https://tryzedger.com/privacy-policy Terms of Use: https://www.tryzedger.com/terms-and-conditions/
Split Wisely
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The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless ā and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness ⢠Groups for trips, homes, couples and everything else ⢠Every split style: equally, exact amounts, percentages, shares, +/- adjustments ⢠Multiple payers, multi-currency, receipts, notes and comments ⢠Balances computed precisely to the paisa ā no rounding disputes Settle Up in Seconds ⢠One-tap settle with your UPI app, pre-filled with the right amount ⢠Simplify debts inside groups ā fewest possible transfers ⢠Gentle reminders (never spammy ā one per day, only when they owe you) Your Personal Money Tracker (free) ⢠A private tracker at the center of the app ā add a spend in 2 taps ⢠Monthly view with history, categories and daily averages ⢠Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) ⢠Financier ā chat with an AI that actually knows your spending, splits and balances ⢠Savings Coach ā a monthly report: unused subscriptions, EMIs, concrete ways to save ⢠Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) ⢠Connect Gmail and bills in your inbox import themselves ā you review first ⢠AI reads, categorises and de-duplicates across every source ā even a card spend made through UPI showing up in two statements ⢠Statement files are deleted right after processing EMIs Under Control (free) ⢠Every loan in one place: monthly load, months left, payoff date ⢠EMI-like payments detected automatically from your spends Split Wisely Pro ā ā¹99/month Ā· Pro AI ā ā¹299/month or ā¹2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design ⢠Your data lives in India (Mumbai region) ⢠Bank-grade security rules on every record ⢠Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Split Wisely at none against Zedger's 4. Split Wisely also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Zedger sells 4 in-app purchases, starting at $0.99 per month. Split Wisely asks for nothing beyond the download.
Zedger ships an update weekly, Split Wisely every 6 days. The most recent releases landed on October 8, 2026 and September 24, 2026 respectively.
| Parameter | Zedger | Split Wisely |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 6 days ā better |
| Ads | Yes | No ā better |
| In-app purchases | Yes | No ā better |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.1 ā better | 15.5 |
| Further details ā not scored | ||
| Size | 41 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | HITASOFT TECHNOLOGY SOLUTIONS PRIVATE LIMITED | Cognitive Squad |
In-app purchases
Zedger
- Zedger PRO$0.991 Month
- VIP Pro$1.991 Month
- Zedger PRO$8.991 Year
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- VIP Yearly$17.991 Year
Split Wisely
No in-app purchases









