Splitwell vs Split Wisely

Splitwell is the free expense tracker that helps you split bills and track IOUs with the people in your life. Whether it's rent with flatmates, expenses on a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Settle up with UPI in a few taps and share a clear summary on WhatsApp. Splitwell is completely free. Every feature. No premium tier. No ads. SPLITWELL IS GREAT FOR • Flatmates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready SETTLE UP AND SHARE • Pay with UPI when you settle up (India) • Debt simplification, so the group settles with the fewest payments possible • Share a clear group summary on WhatsApp, with spend by category and who owes whom • Mark payments as received, with undo GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Live balances that refresh when someone adds an expense • Filter expenses by category • Summary with category charts, member share, paid amounts and day wise spend • Tap any chart to see the expenses behind it • Edit guest member names anytime KEEP GROUPS TIDY • Join a group by scanning a QR code • Favorites, sections and Archive for groups you are done with • Search across all your groups FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added SWITCHING FROM SPLITWISE? • Import all your groups from Splitwise • Your members, expenses, payers and balances come with you • Pick up where you left off EVERYTHING ELSE • Export all your groups to Excel at once • Support for multiple currencies • Light and dark theme • Option to hide the Dashboard tab and start on Groups WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads • Clean, fast, and simple to use. • Built independently by people who use the app. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it. Email: contact@arthlabs.co

The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless — and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness • Groups for trips, homes, couples and everything else • Every split style: equally, exact amounts, percentages, shares, +/- adjustments • Multiple payers, multi-currency, receipts, notes and comments • Balances computed precisely to the paisa — no rounding disputes Settle Up in Seconds • One-tap settle with your UPI app, pre-filled with the right amount • Simplify debts inside groups — fewest possible transfers • Gentle reminders (never spammy — one per day, only when they owe you) Your Personal Money Tracker (free) • A private tracker at the center of the app — add a spend in 2 taps • Monthly view with history, categories and daily averages • Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) • Financier — chat with an AI that actually knows your spending, splits and balances • Savings Coach — a monthly report: unused subscriptions, EMIs, concrete ways to save • Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) • Connect Gmail and bills in your inbox import themselves — you review first • AI reads, categorises and de-duplicates across every source — even a card spend made through UPI showing up in two statements • Statement files are deleted right after processing EMIs Under Control (free) • Every loan in one place: monthly load, months left, payoff date • EMI-like payments detected automatically from your spends Split Wisely Pro — ₹99/month · Pro AI — ₹299/month or ₹2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design • Your data lives in India (Mumbai region) • Bank-grade security rules on every record • Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy