Splyt vs Split Wisely
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Splyt
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Splyt makes splitting shared expenses with friends, roommates, and travel groups effortless. Add what you spent, and Splyt keeps track of who owes who ā so you can settle up without the awkward math. Whether it's a weekend trip, a shared flat, a dinner out, or a group gift, Splyt keeps everyone on the same page and every balance clear. WHAT YOU CAN DO ⢠Create groups for trips, flatmates, couples, or one-off events ⢠Add expenses and split them equally or by custom amounts ⢠See clear balances ā who owes you and who you owe ⢠Settle up and record payments between members ⢠Invite friends to a group with a simple link ⢠Sign in securely with a passkey or email/phone ā no password to forget WHY SPLYT ⢠Clean, fast, and simple to use ⢠Balances update instantly as expenses are added ⢠Built for groups of any size ⢠Your data is encrypted in transit and stays on Splyt's own servers ā never sold or shared with advertisers Stop chasing friends for money and keep every shared expense organised in one place. Download Splyt and settle up the easy way.
Split Wisely
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The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless ā and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness ⢠Groups for trips, homes, couples and everything else ⢠Every split style: equally, exact amounts, percentages, shares, +/- adjustments ⢠Multiple payers, multi-currency, receipts, notes and comments ⢠Balances computed precisely to the paisa ā no rounding disputes Settle Up in Seconds ⢠One-tap settle with your UPI app, pre-filled with the right amount ⢠Simplify debts inside groups ā fewest possible transfers ⢠Gentle reminders (never spammy ā one per day, only when they owe you) Your Personal Money Tracker (free) ⢠A private tracker at the center of the app ā add a spend in 2 taps ⢠Monthly view with history, categories and daily averages ⢠Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) ⢠Financier ā chat with an AI that actually knows your spending, splits and balances ⢠Savings Coach ā a monthly report: unused subscriptions, EMIs, concrete ways to save ⢠Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) ⢠Connect Gmail and bills in your inbox import themselves ā you review first ⢠AI reads, categorises and de-duplicates across every source ā even a card spend made through UPI showing up in two statements ⢠Statement files are deleted right after processing EMIs Under Control (free) ⢠Every loan in one place: monthly load, months left, payoff date ⢠EMI-like payments detected automatically from your spends Split Wisely Pro ā ā¹99/month Ā· Pro AI ā ā¹299/month or ā¹2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design ⢠Your data lives in India (Mumbai region) ⢠Bank-grade security rules on every record ⢠Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: Split Wisely at every 6 days against Splyt's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splyt ships an update fortnightly, Split Wisely every 6 days. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.
| Parameter | Splyt | Split Wisely |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 6 days ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.1 ā better | 15.5 |
| Further details ā not scored | ||
| Size | 35 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | App Studios | Cognitive Squad |
In-app purchases
Splyt
No in-app purchases
Split Wisely
No in-app purchases









